Compare Bank & Credit Union Rates
Best CD rates in New Mexico
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 91–105 results in New Mexico
- 2.65%APY$1,103 over 48 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal. Minimum daily balance required to obtain APY is $1,000.00. Fees could reduce earnings. Bank reserves the right to require at least 7 days' notice in writing before withdrawals.
Offer: Balances Over $1,000. Minimum daily balance required to obtain the APY is $1,000.00. Early withdrawal penalty may apply.
2.62% interest rate · Effective Oct 8, 2026
Rate checked
More details - 2.65%APY$1,397 over 60 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal. Minimum daily balance required to obtain APY is $1,000.00. Fees could reduce earnings. Bank reserves the right to require at least 7 days' notice in writing before withdrawals.
Offer: Balances Over $1,000. Minimum daily balance required to obtain the APY is $1,000.00. Early withdrawal penalty may apply.
2.62% interest rate
Rate checked
More details - 2.63%APY$263 over 1 year on $10,000
Requirements
Product: 90 Day penalty for early withdrawal. Interest rates are subject to change without notice based on current market factors.
Offer: 90 Day penalty for early withdrawal.
2.60% interest rate · Effective Jan 1, 2026
Rate checked
More details - 2.63%APY$420 over 19 months on $10,000
Requirements
Product: Requires 10 day written notice for no penalty.
Offer: Requires 10 day written notice for no penalty.
2.60% interest rate · Effective Oct 1, 2026
Rate checked
More details - Los Alamos Schools Credit Union90 Day Certificate of DepositCD · 3 months · $500 min
Credit union · 1 branch
2.52%APY$62 over 3 months on $10,0002.50% interest rate · Effective Sep 16, 2026
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More details - 2.52%APY$252 over 1 year on $10,000
Requirements
Product: 90 Day penalty for early withdrawal. Interest rates are subject to change without notice based on current market factors.
Offer: 90 Day penalty for early withdrawal.
2.50% interest rate · Balance cap $99,999.99 · Effective Jan 1, 2026
Rate checked
More details - The Florist Federal Credit UnionCertificates (Term)CD · 12 months · $1,000 min
Credit union · 1 branch
2.51%APY$251 over 1 year on $10,0002.50% interest rate
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More details - Everyone's Federal Credit UnionShare Certificates of DepositCD · 25 months · $500 min · 2.40%–2.85% by balance
Credit union · 3 branches
2.50%APY$529 over 25 months on $10,000Requirements
Product: Dividends credited at maturity and do not compound. Must complete payment of five shares in Share Savings Account ($5.00 par value per share) as a condition of admission to membership. Fixed rate accounts for the term of the deposit. Early withdrawal penalty applies.
Offer: Penalty for early withdrawal. Dividends credited at maturity.
2.40% interest rate
Rate by balance
Rate by balance for Share Certificates of Deposit Balance APY $500 – $10,000 2.40% $10,000 – $50,000Your amount 2.50% $50,000 – $100,000 2.65% $100,000 and up 2.85% Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
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More details - 2.43%APY
2.40% interest rate · Effective Oct 15, 2026
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More details - 2.40%APY$737 over 36 months on $10,000
Requirements
Product: Must qualify for US Eagle membership, including $5 share deposit. Auto-renews with a 7-day grace period. Penalty for early principal withdrawal.
Offer: Penalty applies for early withdrawal. MemPerx max benefit APY 2.91%.
2.37% interest rate · Effective Sep 20, 2026
Rate checked
More details - 2.35%APY$598 over 30 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal. Minimum daily balance required to obtain APY is $1,000.00. Fees could reduce earnings. Bank reserves the right to require at least 7 days' notice in writing before withdrawals.
Offer: Balances Over $1,000. Minimum daily balance required to obtain the APY is $1,000.00. Early withdrawal penalty may apply.
2.33% interest rate
Rate checked
More details - First National Bank Texas1 Year (12 Month) Fixed Rate CDCD · 12 months · $500 min · 2.25%–2.75% by balance
Bank · 19 branches
2.25%APY$225 over 1 year on $10,000Requirements
Offer: Early withdrawal penalties apply. Interest compounded and credited quarterly.
2.23% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for 1 Year (12 Month) Fixed Rate CD Balance APY $500 – $50,000Your amount 2.25% $50,000 and up 2.75% Rate checked
More details - 2.02%APY$618 over 36 months on $10,000
2.00% interest rate · Effective Nov 23, 2020
Rate checked
More details - 2.00%APY$66 over 4 months on $10,000
Requirements
Product: No monthly fee. Early withdrawal penalties may apply. Pair with Premier Checking to receive a 0.10% interest rate bonus upon request.
Offer: 120 Days term.
1.99% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in New Mexico
634 CDs at 63 banks and credit unions · checked Oct 15–22
- Typical
- 3.04%
- Top 10% from
- 4.00%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.40%
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Find your bank or credit union to see all its rates and how they compare near you.
New Mexico
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Sandia Area Federal Credit UnionCredit union · 7 branches
- State Employees Credit UnionCredit union · 8 branches