Bank · FDIC insured
Lea County State Bank CD Rates
Lea County State Bank’s best CD rate is 2.43% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Lea County State Bank’s CD rates compare
Compared with banks and credit unions near Hobbs, NM, where Lea County State Bank has the most branches. $10,000, best rate first.
This bank’s best
Lea County State Bank
2.43%APY
- Term
- 60–Unknown months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- —
CDs
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
WaFd Bank
4.10%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $445
Lea County State Bank CD score
63
CD score
Higher than 9% of U.S. banks and credit unions
- 9–15 months9–15 mo1.51%
- 16–30 months16–30 mo2.12%
- 31–60 months31–60 mo2.43%
- QualifiedQualified2.43%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lea County State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CDARs
Up to 4.59%APY · 5 terms
An LCSB relationship checking account required. Funds placed through IntraFi Network Deposits / CDARS.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsTerm: 13 Weeks (3 mos) | 3.85% | $95 |
| 6 monthsTerm: 26 Weeks (6 mos) | 3.95% | $196 |
| 12 monthsTerm: 52 Weeks (1 yr) | 4.28% | $428 |
| 24 monthsTerm: 104 Weeks (2 yr) | 4.56% | $933 |
| 36 monthsTerm: 156 Weeks (3 yr) | 4.59% | $1,441 |
Sources (1)
- onlinelcsb.com/rates · captured Oct 22, 2026
CDs
Up to 2.43%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownTerm: 07 - 29 days | 1.00% | $0 |
| UnknownTerm: 180 - 364 days | 1.51% | $0 |
| 12–17 months | 1.51% | $151 |
| 18–23 months | 1.76% | $265 |
| 24–29 months | 2.02% | $408 |
| 30–35 months | 2.12% | $538 |
| 36–47 months | 2.27% | $697 |
| 48–59 months | 2.32% | $961 |
| 60–Unknown months | 2.43% | $1,276 |
Sources (1)
- onlinelcsb.com/rates · captured Oct 22, 2026
Special-purpose accounts
IRAs
Up to 2.42%APY · 6 terms
$100 Minimum Deposit (Compound Monthly); $100 Minimum Balance to Obtain the Annual percentage yield (APY). Individual Retirement Custodial Account Agreement applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6–Unknown monthsTerm: 6 mo - 364 days | 1.51% | $75 |
| 12–23 months | 1.51% | $151 |
| 24–35 months | 2.02% | $408 |
| 36–47 months | 2.27% | $697 |
| 48–59 months | 2.32% | $961 |
| 60–Unknown months | 2.42% | $1,270 |
Sources (1)
- onlinelcsb.com/rates · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.