Compare Bank & Credit Union Rates
Best CD rates in Las Vegas, NM
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–5 results in San Miguel County, NM · Few institutions in San Miguel County, NM: choose a wider area in the filters
- 5.00%APY$247 over 6 months on $10,000with conditions
Requirements
Product: Quarterly dividends. Dividend transfer available on 24-60 month terms. Rising Rate Option available on 48 and 60 month terms allowing dividend rate and APY to change once during original term to current rate for same term. Bonus rate condition adds +0.10% each for active checking account, full direct deposit, active SECU credit card, active consumer loan, and current mortgage (+0.50% max).
Offer: Bonus Rate APY requires relationship bonus conditions (active checking +0.10%, full direct deposit +0.10%, active SECU credit card +0.10%, active consumer loan +0.10%, current mortgage +0.10%). Early withdrawal penalty: 90 days interest.
Qualified rate
Rate checked
More details - 4.34%APY$1,003 over 27 months on $10,000intro rate
Requirements
Product: Early surrender penalties apply.
Offer: 27 Month CD SPECIAL.
Promotional rate · 4.25% interest rate · Effective Oct 22, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 1.76%APY$265 over 18 months on $10,000
Requirements
Product: Funding and additions through direct deposit or scheduled ACH deposits.
Offer: Funding & additions through direct deposit or scheduled ACH deposits.
1.75% interest rate · Effective Oct 22, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in San Miguel County, NM
67 CDs at 3 banks and credit unions · checked Oct 22
- Typical
- 3.03%
- Top 10% from
- 3.90%
- Banks, typical
- 1.02%
- Credit unions, typical
- 3.10%
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Las Vegas, NM metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- State Employees Credit UnionCredit union · 1 branch
- Guadalupe Credit UnionCredit union · 2 branches