Credit union · NCUA insured
Jemez Valley CU CD Rates
Jemez Valley CU’s best CD rate is 2.02% APY on a 3-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How Jemez Valley CU’s CD rates compare
Compared with banks and credit unions near Albuquerque, NM, where Jemez Valley CU has the most branches. $10,000, best rate first.
This credit union’s best
Jemez Valley CU
2.02%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $618
Share Certificates
Top rate
Del Norte Credit Union
5.18%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $562
2nd-highest rate
Kirtland Credit Union
5.12%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $778
Jemez Valley CU CD score
62
CD score
Higher than 7% of U.S. banks and credit unions
- 3–8 months3–8 mo0.50%
- 9–15 months9–15 mo1.00%
- 16–30 months16–30 mo1.51%
- 31–60 months31–60 mo2.02%
- QualifiedQualified2.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Jemez Valley CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 2.02%APY · 4 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.50% | $25 |
| 12 months | 1.00% | $100 |
| 18 months | 1.51% | $227 |
| 36 months | 2.02% | $618 |
Sources (1)
- jvcu.org/accounts/investment-accounts/share-certificates · captured Sep 16, 2026
Special-purpose accounts
IRA Certificate
Up to 2.02%APY · 3 terms
Calculations based on quarterly compounding and $1,000.00 balance.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 1.00% | $100 |
| 18 months | 1.51% | $227 |
| 36 months | 2.02% | $618 |
Sources (1)
- jvcu.org/accounts/iras · captured Sep 16, 2026
Who can join Jemez Valley CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives in the Jemez Valley.
- Membership is open to anyone who owns property in the Jemez Valley.
- Membership is open to anyone who works in the Jemez Valley.
- Membership is open to anyone who lives in the Rio Rancho school district.
- Membership is open to anyone who owns property in the Rio Rancho school district.
- Membership is open to anyone who works in the Rio Rancho school district.
1 more way to join
Family and household
- Membership is open to anyone who has a relative who is a member.
Cost to join
- Members must maintain a $25.00 par share deposit in their Regular Share Account at all times.
Membership information collected October 4, 2026.