Skip to content

Compare Bank & Credit Union Rates

Best CD rates in Massachusetts

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 196–210 results in Massachusetts

  1. Athol Credit UnionCertificate (CDs)CD · 6 months · $500 min

    Credit union · 1 branch

    3.61%APY$179 over 6 months on $10,000
  2. Central One Federal Credit UnionBoost CertificateCD · 24 months · $100 min · up to $10,000

    Credit union · 9 branches

    3.60%APY$733 over 24 months on $10,000
  3. Greater Springfield Credit UnionRegular CDsCD · 6 months · $1,000 min

    Credit union · 2 branches

    3.56%APY$176 over 6 months on $10,000
  4. MutualOne BankCD SpecialsCD · 6 months · $500 min

    Bank · 3 branches

    3.56%APY$176 over 6 months on $10,000intro rate
  5. Country Bank for SavingsCertificate of DepositCD · 10 months · $500 min

    Bank · 16 branches

    3.56%APY$296 over 10 months on $10,000
  6. Country Bank for Savings10 Month Add-On Certificate of Deposit SpecialCD · 10 months · $500 min

    Bank · 16 branches

    3.56%APY$296 over 10 months on $10,000intro rate
  7. Florence BankCertificates of DepositCD · 14 months · $500 min

    Bank · 14 branches

    3.55%APY$415 over 14 months on $10,000
  8. BayCoast BankCertificates of DepositCD · 15 months · $500 min

    Bank · 19 branches

    3.55%APY$446 over 15 months on $10,000intro rate
  9. Top Carrot, Carrot Score 93
    UMassFiveBump-up Rate Term DepositsCD · 60 months · $500 min

    Credit union · 6 branches

    3.55%APY$1,906 over 60 months on $10,000intro rate
  10. Greylock Federal Credit UnionTerm Share CertificateCD · 24 months · $100 min

    Credit union · 11 branches

    3.51%APY$714 over 24 months on $10,000
  11. Franklin First Federal Credit UnionTerm Certificates (CDs)CD · 24 months

    Credit union · 1 branch

    3.51%APY$714 over 24 months on $10,000
  12. Tremont Credit UnionShare CertificateCD · 6 months · $500 min

    Credit union · 4 branches

    3.50%APY$173 over 6 months on $10,000
  13. North Cambridge Co-Operative BankCertificates of DepositCD · 6 months · $1,000 min

    Bank · 1 branch

    3.50%APY$173 over 6 months on $10,000
  14. Dean BankCD SpecialCD · 9–11 months · $1,000 min

    Bank · 4 branches

    3.50%APYintro rate
  15. First Tech Federal Credit UnionTraditional Share CertificatesCD · 12 months · $500 min · 3.50%–3.75% by balance

    Credit union · 19 branches

    3.50%APY$350 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Massachusetts

1,988 CDs at 190 banks and credit unions · checked Oct 16–22

Typical
3.05%
Top 10% from
4.10%
Banks, typical
3.00%
Credit unions, typical
3.29%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Massachusetts

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Hanscom Federal Credit UnionCredit union · 14 branches
  2. USALLIANCE FinancialCredit union · 1 branch
  3. The Village BankBank · 10 branches
See all ranked institutions