Compare Bank & Credit Union Rates
Best CD rates in Louisiana
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 91–105 results in Louisiana
- 3.40%APY$197 over 7 months on $10,000intro rate
Promotional rate · 3.36% interest rate
Rate checked
More details - 3.40%APY$340 over 1 year on $10,000
Requirements
Product: Minimum certificate deposit: $1,000.
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.29%APY$329 over 1 year on $10,000
Requirements
Product: Earns competitive interest rate based on certificate term. Terms available from 1 month to 60 months. A penalty may be imposed for early withdrawal.
Offer: Compound: Quarterly
3.25% interest rate · Effective Dec 3, 2025
Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Early withdrawal on certificates 1 year and less results in loss of dividends for 90 days or all dividends earned, whichever is less; over 1 year results in loss of dividends for 180 days or all dividends earned, whichever is less.
Offer: Calculated daily, paid monthly & transferred to savings/checking account, or paid quarterly & added to certificate
Effective May 1, 2026
Rate checked
More details - Keesler Federal Credit UnionShare Certificate AccountsCD · 18 months · $1,000 min
Credit union · 20 branches
3.25%APY$491 over 18 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Ten-day grace period renewal at maturity.
3.21% interest rate
Rate checked
More details - Acadian FCUShare CertificateCD · 12 months · $1,000 min · 2.89%–3.20% by balance
Credit union · 1 branch
3.20%APY$320 over 1 year on $10,000Requirements
Offer: Dividends paid monthly. Early withdrawal penalty may apply.
2.85% interest rate · Effective Nov 19, 2024
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 – $2,499 2.89% $2,500 and upYour amount 3.20% Rate checked
More details - Instep Credit UnionShare CertificatesCD · 24 months · $500 min · 2.89%–3.67% by balance
Credit union · 2 branches
3.15%APY$640 over 24 months on $10,000Requirements
Product: Dividends posted monthly based on daily balance and compounded monthly. Rates subject to change at any time and not guaranteed until certificate and membership are opened. Penalties for early withdrawals may apply. Fees may reduce earnings.
Offer: Minimum balance $500 - $4,999.99.
2.85% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $5,000 2.89% $5,000 – $15,000Your amount 3.15% $15,000 – $25,000 3.41% $25,000 – $100,000 3.67% Rate checked
More details - 3.05%APY$305 over 1 year on $10,000
Requirements
Product: Early withdrawal penalties apply to all certificate accounts. Insured up to $250,000 by NCUA.
3.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.95%APY$1,565 over 60 months on $10,000
Requirements
Product: Automatic renewal at prevailing rate. Penalty may be imposed for early withdrawal. Fees may reduce earnings. Interest rate and APY may change after account opening.
Offer: 5 Year term.
2.95% interest rate
Rate checked
More details - Jefferson Parish Employees FCU24-Month Jump Up Share CertificatesCD · 24 months · $2,500 min
Credit union · 5 branches
2.90%APY$588 over 24 months on $10,0002.86% interest rate · Effective Jun 2, 2025
Rate checked
More details - Louisiana Baptist Federal Credit UnionShare CertificatesCD · 24 months · $1,500 min
Credit union · 1 branch
2.75%APY$558 over 24 months on $10,000Requirements
Product: Early Withdrawal Penalty: Loss of earned dividends
2.75% interest rate · Effective Jul 16, 2026
Rate checked
More details - 2.75%APY
Requirements
Product: Dividends are compounded and paid monthly. Fixed dividend rate for the term. Automatic renewal at maturity unless previously notified.
Offer: All dividends are paid monthly.
2.75% interest rate · Effective May 1, 2026
Rate checked
More details - Total Choice Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · 3 branches
2.63%APY$263 over 1 year on $10,000Requirements
Product: Automatically renewable accounts upon maturity with a 10-day grace period to withdraw funds without penalty. Early withdrawal penalties apply. May be used as collateral for low-rate share pledge loans.
2.60% interest rate · Effective Aug 20, 2026
Rate checked
More details - 2.53%APY$126 over 6 months on $10,000
Requirements
Product: Must deposit or have on deposit par value of one full share ($25.00) to open an account. Fixed rate and term. Penalties will be imposed for early withdrawal; fees may reduce earnings.
Offer: Minimum opening deposit required to receive advertised APY. Penalties will be imposed for early withdrawal.
2.50% interest rate · Effective Aug 9, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Louisiana
701 CDs at 98 banks and credit unions · checked Oct 16–22
- Typical
- 3.30%
- Top 10% from
- 4.05%
- Banks, typical
- 2.02%
- Credit unions, typical
- 3.56%
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Find your bank or credit union to see all its rates and how they compare near you.
Louisiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Post Office Employees Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 25 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 9 branches