Credit union · NCUA insured
Acadian FCU CD Rates
Acadian FCU’s best CD rate is 3.20% APY on a 1-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Acadian FCU’s CD rates compare
Compared with banks and credit unions near Lafayette, LA, where Acadian FCU has the most branches. $10,000, best rate first.
This credit union’s best
Acadian FCU
3.20%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $320
Share Certificate
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
2nd-highest rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
Acadian FCU CD score
66
CD score
Higher than 16% of U.S. banks and credit unions
- 3–8 months3–8 mo1.76%
- 9–15 months9–15 mo3.20%
- 16–30 months16–30 mo3.04%
- QualifiedQualified3.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Acadian FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.20%APY · 4 terms
| Term | APY · $1,000 – $2,499 | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsDividends paid monthly. Early withdrawal penalty may apply | 1.46% | 1.76% | 1.76%1.46% $1k–$2.5k | $88 |
| 12 monthsDividends paid monthly. Early withdrawal penalty may apply | 2.89% | 3.20% | 3.20%2.89% $1k–$2.5k | $320 |
| 18 monthsDividends paid monthly. Early withdrawal penalty may apply | 2.94% | 3.04% | 3.04%2.94% $1k–$2.5k | $460 |
| 24 monthsDividends paid monthly. Early withdrawal penalty may apply | 2.43% | 2.79% | 2.79%2.43% $1k–$2.5k | $565 |
Special-purpose accounts
IRA Certificate
Up to 1.11%APY · 2 terms
Traditional IRA.
| Term | APY · $1,000 – $2,499 | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 monthsNo service fees. Dividends paid monthly. Early withdrawal penalty may apply | 0.70% | 0.90% | 0.90%0.70% $1k–$2.5k | $90 |
| 24 monthsNo service fees. Dividends paid monthly. Early withdrawal penalty may apply | 0.85% | 1.11% | 1.11%0.85% $1k–$2.5k | $222 |
Who can join Acadian FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of participating sponsor company groups qualify for membership.
Military, government and schools
- Employees of Remington College or Lafayette Christian Academy qualify for membership.
- Employees of Dept of the Army 1st Battalion, 378th Regiment, 2nd Brigade or Dept of the Army 2 Detachment, 344th Maintenance Co. qualify for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, step siblings, and adoptions) of an existing member are eligible for membership.
Membership information collected October 5, 2026.