Credit union · NCUA insured
Bell Credit Union CD Rates
Top CarrotBell Credit Union’s best CD rate is 4.06% APY on a 13-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Bell Credit Union’s CD rates compare
Compared with banks and credit unions near Hutchinson, KS, where Bell Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Bell Credit Union
4.06%APY
- Term
- 13 months
- Minimum
- —
- Earns on $10,000
- $441
Share Certificate
Top rate
Heartland Credit Union
4.50%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,925
2nd-highest rate
Credit Union of America
4.30%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $917
Bell Credit Union CD score
78
CD score
Higher than 45% of U.S. banks and credit unions
- 3–8 months3–8 mo0.60%
- 9–15 months9–15 mo4.06%
- 16–30 months16–30 mo3.29%
- 31–60 months31–60 mo1.10%
- QualifiedQualified4.06%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bell Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.06%APY · 8 terms
Must complete payment of one share in Regular Member Share account as condition of membership. Minimum balance to open is $500.00 or $1000 depending on share certificate. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.60% | $30 |
| 12 months | 0.70% | $70 |
| 13 months | 4.06% | $441 |
| 18 months | 0.80% | $120 |
| 19 months | 3.29% | $526 |
| 24 months | 1.00% | $201 |
| 30 months | 2.32% | $590 |
| 36 months | 1.10% | $334 |
Sources (3)
All captured Sep 18, 2026
Who can join Bell Credit Union
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