Compare Bank & Credit Union Rates
Best CD rates in Indiana
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 196–210 results in Indiana
- 2.50%APY$506 over 24 months on $10,000
Requirements
Product: Deposits from outside market area are not accepted. Penalty may be assessed for early withdrawal.
Effective Oct 1, 2026
Rate checked
More details - 2.50%APY$769 over 36 months on $10,000
Requirements
Product: Fixed rate for the term of CD. Must maintain a minimum balance of $500. Early withdrawals are subject to penalties.
Offer: Penalty may be imposed for early withdrawal.
Effective Sep 15, 2026
Rate checked
More details - 2.48%APY$502 over 24 months on $10,000
Requirements
Product: Dividends paid monthly. Renews automatically upon maturity. Early withdrawals subject to penalty. No setup or maintenance fees.
2.45% interest rate · Effective Aug 20, 2026
Rate checked
More details - MidWest America Federal Credit UnionRegular Share CertificateCD · 6 months · $500 min
Credit union · 7 branches
2.45%APY$121 over 5.98 months on $10,000with conditionsRequirements
Product: Minimum balance to open is $500. Penalty for early withdrawal. Relationship Perks: 0.20% APY boost available to members with an active checking account (Freedom, Benefits Plus, or Reward Checking) open for at least 30 days with a minimum of 5 transactions in the most recent month.
Offer: Term: 182 days. Dividend distribution monthly. Requires Relationship Perks (active checking open >= 30 days with >= 5 transactions in most recent month).
Qualified rate · 2.23% interest rate · Effective Sep 23, 2026
Rate checked
More details - 2.40%APY$995 over 48 months on $10,000
Requirements
Product: Allows withdrawal and reinvestment of deposit once without penalty, as long as new CD's term equals time remaining in original Rate-Riser CD. Deposits and withdrawals not allowed otherwise. Penalty for early withdrawal.
Offer: Allows one penalty-free withdrawal and reinvestment for remaining term. Penalty for early withdrawal.
Effective Oct 5, 2026
Rate checked
More details - 2.25%APY$690 over 36 months on $10,000intro rate
Requirements
Product: Ability to withdraw funds without penalty at any six month interval.
Offer: New Money rate for 6th Six Months interval.
Promotional rate · 2.23% interest rate · Effective Jun 16, 2026
Rate checked
More details - 2.25%APY$1,177 over 60 months on $10,000intro rate
Requirements
Product: Ability to withdraw funds without penalty at any one year interval.
Offer: New Money rate for 5th Year interval.
Promotional rate · 2.23% interest rate · Effective Jun 16, 2026
Rate checked
More details - 2.22%APY$1,161 over 60 months on $10,000
Requirements
Product: Monthly dividends. Early withdrawal penalty: 12 months and less is 3 months dividends; over 12 months is 6 months dividends.
2.20% interest rate
Rate checked
More details - 2.10%APY$643 over 36 months on $10,000
Requirements
Product: Early withdrawal penalty may apply. Rates may change after account is opened. Pairing with Ultra Checking account unlocks a 0.10% APY bonus rate.
Offer: Bonus rate of 0.10% APY when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00.
Balance cap $1,000,000 · Effective Oct 1, 2026
Rate checked
More details - First Federal Savings Bank of WashingtonCertificates of DepositCD · 12 months · $2,500 min
Bank · 1 branch
2.02%APY$202 over 1 year on $10,000Requirements
Product: Each depositor insured to at least $250,000 by FDIC. Monthly interest check and quarterly compounding available. Penalty will be imposed for early withdrawal.
Offer: 365 Days CD. Penalty: 3 months interest.
2.00% interest rate · Effective Sep 25, 2026
Rate checked
More details - 1.97%APY$197 over 1 year on $10,000
Requirements
Product: 12-month share certificate savings challenge with chances to win monthly and quarterly cash prizes ($25 to $5,000; up to 100 entries per month). Dividends compounded monthly. Insured up to $250,000 by NCUA.
Offer: Dividends compounded monthly; early withdrawals reduce earnings.
1.95% interest rate · Compounded monthly
Rate checked
More details - 1.86%APY$472 over 30 months on $10,000
Requirements
Product: A CD is also called a "time deposit." Funds must be kept for a specific period of time to avoid early withdrawal penalties. A penalty may be imposed for any CD withdrawals before maturity. Fees may reduce earnings on account.
1.85% interest rate · Effective Oct 15, 2026
Rate checked
More details - 1.70%APY$170 over 1 year on $10,000with conditions
Requirements
Product: Early withdrawal penalty may apply. Rates may change after account is opened. Pairing with Ultra Checking account unlocks a 0.10% APY bonus rate.
Offer: Bonus rate of 0.10% APY when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00.
Qualified rate · Balance cap $250,000 · Effective Oct 1, 2026
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More details - 1.56%APY$156 over 1 year on $10,000
1.56% interest rate · Effective Sep 30, 2026
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More details - 1.51%APY$151 over 1 year on $10,000
Requirements
Product: Interest compounded quarterly, added back to CD quarterly. Automatic renewal.
1.50% interest rate · Compounded quarterly
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Indiana
1,665 CDs at 170 banks and credit unions · checked Oct 16–23
- Typical
- 2.94%
- Top 10% from
- 4.05%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.04%
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Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch