Bank · FDIC insured
First Federal Savings Bank of Washington CD Rates
First Federal Savings Bank of Washington’s best CD rate is 4.16% APY on a 13-month CD. Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How First Federal Savings Bank of Washington’s CD rates compare
Compared with banks and credit unions near Washington, IN, where First Federal Savings Bank of Washington has the most branches. $10,000, best rate first.
This bank’s best
First Federal Savings Bank of Washington
4.16%APY
- Term
- 13 months
- Minimum
- $2,500
- Earns on $10,000
- $451
Certificates of Deposit Specials
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Liberty FCU
4.25%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $317
First Federal Savings Bank of Washington CD score
87
CD score
Higher than 77% of U.S. banks and credit unions
- 3–8 months3–8 mo3.86%
- 9–15 months9–15 mo4.16%
- 16–30 months16–30 mo3.29%
- 31–60 months31–60 mo3.29%
- QualifiedQualified4.16%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Federal Savings Bank of Washington ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit Specials
Up to 4.16%APY · 4 terms
Special CD rates. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 months7 Months CD special. Penalty: 3 months interest | 3.86% | $223 |
| 13 months13 Months CD special. Penalty: 3 months interest | 4.16% | $451 |
| 25 months25 Months CD special. Penalty: 6 months interest | 3.29% | $698 |
| 37 months37 Months CD special. Penalty: 6 months interest | 3.29% | $1,050 |
Sources (1)
- firstfederalwashington.com/current-rates-apy · captured Oct 5, 2026
Certificates of Deposit
Up to 2.02%APY · 10 terms
Each depositor insured to at least $250,000 by FDIC. Monthly interest check and quarterly compounding available. Penalty will be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Days CD. Penalty: loss of interest | 0.25% | $6 |
| 6 months182 Days CD. Penalty: 3 months interest | 1.51% | $75 |
| 12 months365 Days CD. Penalty: 3 months interest | 2.02% | $202 |
| 15 months15 Months CD. Penalty: 3 months interest | 0.50% | $63 |
| 18 months18 Months CD. Penalty: 6 months interest | 0.50% | $75 |
| 24 months24 Months CD. Penalty: 6 months interest | 0.65% | $131 |
| 30 months30 Months CD. Penalty: 6 months interest | 0.70% | $176 |
| 36 months36 Months CD. Penalty: 6 months interest | 0.85% | $258 |
| 48 months48 Months CD. Penalty: 6 months interest | 1.00% | $407 |
| 60 months60 Months CD. Penalty: 6 months interest | 1.26% | $643 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Individual Retirement Accounts (IRA)
2.02%APY · 1 term
Certificate of Deposit based product. FDIC insured up to at least $250,000. Variable APY. Available as Traditional IRA and Roth IRA. No sales charges, no management fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 months18 month term automatically renewable. Subject to state and federal early withdrawal penalties | 2.02% | $304 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.