Credit union · NCUA insured
MidWest America Federal Credit Union
A $995M credit union headquartered in Fort Wayne, IN, with 51,712 members and 7 branches in Indiana. Best rates: savings 0.46% APY.
MidWest America Federal Credit Union Carrot Score
63
Carrot Score
Higher than 8% of U.S. banks and credit unions
#20 of 23 in Fort Wayne, IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About MidWest America Federal Credit Union
Originally chartered in 1936 as General Electric Employees & Affiliates Federal Credit Union, MidWest America Federal Credit Union is headquartered in Fort Wayne, Indiana.
The member-owned cooperative operates 15 full-service offices across Northeastern Indiana, serving more than 51,000 members.
- Headquarters
- 1104 Medical Park Dr, Fort Wayne, IN 46825-5826
- NCUA charter
- 1427
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school within the designated Allen County Investment Area in Fort Wayne, Indiana are eligible to join.
- Businesses and other legal entities located within the designated Allen County Investment Area in Fort Wayne, Indiana are eligible to join.
Employers and groups
- Employees of MidWest America FCU are eligible to join.
- Employees of a business within the credit union's field of membership are eligible to join.
Family and household
- Family members of employees of MidWest America FCU are eligible to join.
- Persons related to or living within the same household as an employee of a business within the field of membership are eligible to join.
3 more ways to join
Family and household
- Persons related to or living in the same household as someone who lives, works, worships, or attends school in the designated Allen County Investment Area are eligible to join.
- Persons living in the same household (living in the same residence and maintaining the same economic unit) as a member are eligible to join.
- Immediate family members (defined as parents, siblings, stepparents, stepchildren, and adoptive relationships) of an existing member are eligible to join.
Branches
7 branches in Indiana
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Indiana
7 branches
Fort Wayne area · 6
- Medical Park DriveMain office1104 Medical Park Dr, Fort Wayne, IN 46825Directions
- Bluffton1840 N Main St, Bluffton, IN 46714Directions
- Columbia City393 W Plaza Dr, Columbia City, IN 46725Directions
- East Dupont4140 E Dupont Rd, Fort Wayne, IN 46825Directions
- Illinois Road9705 Illinois Rd, Fort Wayne, IN 46804Directions
- New Haven321 Lincoln Hwy W, New Haven, IN 46774Directions
Kendallville area · 1
- Kendallville648 E North St, Kendallville, IN 46755Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.80% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.90% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.17% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $92 | $88 | — |
- CapitalNet worth ratio14.80%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.90%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.17%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$92Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of MidWest America Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.