Compare Bank & Credit Union Rates
Best CD rates in Illinois
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 436–450 results in Illinois
- 0.85%APY$113 over 16 months on $10,000with conditions
Requirements
Product: Offered under Green Savings Duo in conjunction with a Duo Savings Account. Early withdrawal penalty applies.
Offer: Early Withdrawal Penalty.
Qualified rate
Rate checked
More details - 0.80%APY$406 over 60 months on $10,000
0.80% interest rate · Effective Sep 10, 2026
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More details - 0.80%APY$406 over 60 months on $10,000
Requirements
Product: Fixed rate account. All interest is calculated on the daily balance method. A penalty may be imposed for early withdrawal. Interest can be compounded, transferred to another account, or paid directly by check.
0.80% interest rate · Effective Oct 1, 2026
Rate checked
More details - Kaskaskia Valley Community Credit Union6 Month CertificateCD · 6 months · $1,000 min
Credit union · 1 branch
0.75%APY$37 over 6 months on $10,000Requirements
Product: Penalty for early withdrawal. Fees may reduce earnings. Rates are subject to change without notice.
Offer: Penalty for early withdrawal. Fees may reduce earnings. Rates are subject to change without notice.
0.75% interest rate · Effective Jan 1, 2026
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More details - 0.75%APY$75 over 1 year on $10,000
Requirements
Product: Rates are subject to change without notice.
0.75% interest rate · Effective Mar 15, 2017
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More details - 0.75%APY$227 over 36 months on $10,000
Requirements
Product: For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
Offer: Interest compounded and paid quarterly. No minimum balance required to earn APY.
0.75% interest rate · Effective Sep 29, 2026
Rate checked
More details - 0.75%APY$381 over 60 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Fees may reduce earnings. Not valid for IRA's. All accounts compounded quarterly and automatically renew. These rates are effective through October 29, 2026.
Offer: $1,000 Minimum Opening Deposit. All accounts compounded quarterly and automatically renew. Penalty for early withdrawal. Not valid for IRA's.
Promotional rate · Compounded quarterly
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More details - 0.70%APY$140 over 24 months on $10,000
Requirements
Product: For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
Offer: Interest compounded and paid quarterly. No minimum balance required to earn APY.
0.70% interest rate · Effective Sep 29, 2026
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More details - 0.70%APY$355 over 60 months on $10,000
Requirements
Product: All rates given reflect Annual Percentage Yield. All share certificate rates subject to change without notice. A penalty will apply for early withdrawal on all certificates.
Offer: $2,500 balance required
Effective Jul 1, 2022
Rate checked
More details - 0.65%APY$153 over 28 months on $10,000intro rate
Requirements
Product: Total term of 28 months comprised of four 7-month step periods.
Offer: Step period 4 of 4 (7 months). Blended APY for the full 28-month term is 0.35097%.
Promotional rate · 0.65% interest rate · Balance cap $250,000 · Effective Oct 23, 2026
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More details - 0.60%APY$90 over 18 months on $10,000
Requirements
Product: Penalty may be imposed for withdrawals before maturity. CDs typically pay higher interest rates than other deposit products; the fixed interest rate is set at account opening and does not change until the CD matures.
0.60% interest rate
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More details - 0.60%APY$151 over 30 months on $10,000
Requirements
Product: Penalty may be imposed for withdrawals before maturity. CDs typically pay higher interest rates than other deposit products; the fixed interest rate is set at account opening and does not change until the CD matures.
0.60% interest rate
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More details - 0.55%APY$55 over 1 year on $10,000
Requirements
Product: Penalties may apply for early withdrawal. Businesses are not eligible.
0.55% interest rate · Effective Oct 20, 2026
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More details - 0.50%APY$50 over 1 year on $10,000
Requirements
Product: For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
Offer: Interest compounded and paid quarterly. No minimum balance required to earn APY.
0.50% interest rate · Effective Sep 29, 2026
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More details - Fellowship Credit UnionTime Shared Certificates (Certificate of Deposits)CD · 36 months · $1,000 min
Credit union · 1 branch
0.45%APY$136 over 36 months on $10,000Requirements
Product: Deposit and designate at least $1,000.00; account must be open for 1 to 3 years.
0.45% interest rate · Effective Aug 1, 2021
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Illinois
2,754 CDs at 306 banks and credit unions · checked Oct 22–24
- Typical
- 2.61%
- Top 10% from
- 4.00%
- Banks, typical
- 2.25%
- Credit unions, typical
- 3.01%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch