Bank · FDIC insured
1st Community Bank CD Rates
1st Community Bank’s best CD rate is 0.80% APY on a 5-year CD. Terms run from 1 year to 5 years. Rates checked October 16, 2026.
How 1st Community Bank’s CD rates compare
Compared with banks and credit unions near Davenport, IA-IL, where 1st Community Bank has the most branches. $10,000, best rate first.
This bank’s best
1st Community Bank
0.80%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $406
Certificates of Deposit
Top rate
Empeople Credit Union
4.40%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $667
2nd-highest rate
Ascentra
4.40%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,137
1st Community Bank CD score
60
CD score
Higher than 2% of U.S. banks and credit unions
- 9–15 months9–15 mo0.35%
- 16–30 months16–30 mo0.55%
- 31–60 months31–60 mo0.80%
- QualifiedQualified0.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where 1st Community Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 0.80%APY · 8 terms
Fixed rate account. All interest is calculated on the daily balance method. A penalty may be imposed for early withdrawal. Interest can be compounded, transferred to another account, or paid directly by check.
| Term | APY · $1,000 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| UnknownTerm is 182 Day | 0.20% | — | 0.20% | $0 |
| UnknownTerm is 31 Day or less | 0.10% | — | 0.10% | $0 |
| UnknownTerm is 90 Day or less | 0.15% | — | 0.15% | $0 |
| 12 months | 0.35% | — | 0.35% | $35 |
| 18 months | 0.40% | — | 0.40% | $60 |
| 24 months | 0.45% | — | 0.45% | $90 |
| 30 months | 0.55% | — | 0.55% | $138 |
| 36 months | — | 0.60% | 0.60% | $181 |
| 48 months | — | 0.70% | 0.70% | $283 |
| 60 months | — | 0.80% | 0.80% | $406 |
Sources (3)
- 1stcommunitybanks.com/Savings-Accounts
- 1stcommunitybanks.com/Deposit-Services
- 1stcommunitybanks.com/Rates
All captured Oct 6, 2026
Special-purpose accounts
IRA Certificate
0.45%APY · 1 term
Fixed rate account. All interest is calculated on the daily balance method. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 months | 0.45% | $68 |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.