Credit union · NCUA insured
SIUE Credit Union CD Rates
SIUE Credit Union’s best CD rate is 0.70% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How SIUE Credit Union’s CD rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where SIUE Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
SIUE Credit Union
0.70%APY
- Term
- 60 months
- Minimum
- —
- Earns on $10,000
- $355
Share Certificate
Top rate
De Soto Mo Pac Credit Union
5.09%APY
- Term
- 12 months
- Minimum
- $5,000
- Earns on $10,000
- $509
2nd-highest rate
Paramount Bank
5.00%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $457
SIUE Credit Union CD score
60
CD score
Higher than 2% of U.S. banks and credit unions
- 3–8 months3–8 mo0.10%
- 9–15 months9–15 mo0.20%
- 16–30 months16–30 mo0.25%
- 31–60 months31–60 mo0.70%
- QualifiedQualified0.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where SIUE Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 0.70%APY · 7 terms
All rates given reflect Annual Percentage Yield. All share certificate rates subject to change without notice. A penalty will apply for early withdrawal on all certificates.
| Term | APY · $1,000 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months$1,000 balance required | 0.10% | — | 0.10% | $5 |
| 12 months$1,000 balance required | 0.20% | — | 0.20% | $20 |
| 18 months$1,000 balance required | 0.22% | — | 0.22% | $33 |
| 24 months$1,000 balance required | 0.25% | — | 0.25% | $50 |
| 36 months$1,000 balance required | 0.40% | — | 0.40% | $120 |
| 48 months$2,500 balance required | — | 0.45% | 0.45% | $181 |
| 60 months$2,500 balance required | — | 0.70% | 0.70% | $355 |
Sources (1)
- siuecu.org/Rates/Savings-Rates · captured Sep 17, 2026
Who can join SIUE Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.