Compare Bank & Credit Union Rates
Best CD rates in Delaware
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Delaware
- Delaware State Police Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · 3 branches
3.72%APY$372 over 1 year on $10,000Requirements
Product: Minimum opening deposit of $500. Early withdrawal penalty may apply.
Offer: Early withdrawal penalty may apply.
3.65% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.60%APY$391 over 13 months on $10,000with conditions
Requirements
Product: Promotional Certificate of Deposit valid for consumers. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal.
Offer: Eligible for Preferred Pricing rate bonus when primary/secondary owner also owns Relationship Banking, Premier Relationship Banking, or Private Bank Checking account.
Qualified rate · 3.54% interest rate
Rate checked
More details - Community Powered Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · 4 branches
3.55%APY$176 over 6 months on $10,000Requirements
Product: Fixed dividend rate and APY for the term of the account. Dividends compounded and credited monthly; calculated using the Average Daily Balance method. No additional deposits permitted after opening. Automatically renewable with a 10-day grace period after maturity. Early withdrawal penalty applies: 90 days' dividends for terms of 12 months or less, 180 days' dividends for terms of 12 to 36 months, and 365 days' dividends for terms greater than 36 months.
Effective Oct 5, 2026
Rate checked
More details - First Citizens Community BankCertificates of Deposit (CDs)CD · 12–23 months · $10,000 min · 3.55%–4.06% by balance
Bank · 5 branches
3.55%APYRequirements
Product: A penalty may be imposed for early withdrawal. A withdrawal will reduce earnings. Interest compounded quarterly.
3.50% interest rate · Compounded quarterly · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $10,000 – $24,999Your amount 3.55% $100,000 and up 4.06% Rate checked
More details - 3.35%APY$250 over 9 months on $10,000
Requirements
Product: Standard Certificate of Deposit. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal. Preferred Pricing rate bonus may be available with qualifying relationship checking account.
Offer: 9 Month No Penalty CD: Funds must remain on deposit at least seven days after which a full withdrawal is allowed without penalty. 9 Month No Penalty CD is not available as an IRA account.
3.30% interest rate
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Penalty may be imposed for early withdrawal.
3.21% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - American Spirit Federal Credit UnionShare CertificateCD · 48 months · $1,000 min
Credit union · 3 branches
3.11%APY$1,303 over 48 months on $10,000Requirements
Offer: Rates may vary based on credit score.
3.10% interest rate · Effective Jun 1, 2026
Rate checked
More details - 2.50%APY$1,314 over 60 months on $10,000
Requirements
Product: Minimum amount $500 for a stated period of time (30 days to 5 years). Automatically renewable fixed rate; 10-day grace period after maturity to withdraw funds without penalty. Simple interest early withdrawal penalty: 91 days of interest for terms of 12 months or less, 182 days of interest for terms longer than 12 months (waived in the event of death or incompetency). No funds may be added during the term.
Offer: 60 Months term. APY assumes interest paid will not be withdrawn.
2.50% interest rate
Rate checked
More details - 2.00%APY$166 over 10 months on $10,000
Requirements
Product: Offers one penalty-free withdrawal of principal and interest during the term. Penalty may be imposed for additional early withdrawals. Interest credited quarterly.
Offer: A one-time, penalty-free withdrawal may be made during the term. Penalty may be imposed for additional early withdrawals.
1.99% interest rate
Rate checked
More details - 2.00%APY$200 over 1 year on $10,000
Requirements
Product: Additional deposits may be made anytime during the Add-To CD's term. Early withdrawal penalty may be imposed. Not available for IRAs.
Offer: Additional deposits may be made anytime during your Add-To CD's term. Early withdrawal penalty may be imposed.
2.00% interest rate
Rate checked
More details - New Castle County Delaware Employee Federal Credit UnionRegular CertificatesCD · 12 months · $500 min
Credit union · 1 branch
1.76%APY$176 over 1 year on $10,000with conditionsQualified rate · 1.75% interest rate · Effective May 16, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 14 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Wilmington Police and Fire Federal Credit UnionShare CertificatesCD · 18 months · $1,000 min
Credit union · 2 branches
1.51%APY$227 over 18 months on $10,0001.50% interest rate · Effective Dec 1, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Delaware
361 CDs at 34 banks and credit unions · checked Oct 16–22
- Typical
- 2.50%
- Top 10% from
- 4.07%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.29%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Delaware
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Eagle One Federal Credit UnionCredit union · 1 branch
- Franklin Mint Federal Credit UnionCredit union · 2 branches
- WSFS BankBank · 27 branches