Credit union · NCUA insured
CT Firefighters Federal Credit Union CD Rates
CT Firefighters Federal Credit Union’s best CD rate is 3.82% APY on an 18-month share certificate (CD). Terms run from 6 months to 18 months. Rates checked October 22, 2026.
How CT Firefighters Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Hartford, CT, where CT Firefighters Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CT Firefighters Federal Credit Union
3.82%APY
- Term
- 18 months
- Minimum
- $5,000
- Earns on $10,000
- $578
Share Certificate
Top rate
Connecticut State Police Credit Union
4.86%APY
- Term
- 120 months
- Minimum
- $500
- Earns on $10,000
- $6,065
2nd-highest rate
Nutmeg State Financial Credit Union
4.60%APY
- Term
- 14 months
- Minimum
- $1,000
- Earns on $10,000
- $539
CT Firefighters Federal Credit Union CD score
76
CD score
Higher than 41% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo3.56%
- 16–30 months16–30 mo3.82%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CT Firefighters Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.82%APY · 3 terms
| Term | APY · $1,000 – $100,000 | APY · $5,000 – $100,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsFor a limited time only. New money only | 3.30% | — | 3.30% | $164 |
| 12 monthsFor a limited time only. New money only | 3.56% | — | 3.56% | $356 |
| 18 monthsFor a limited time only. New money only | — | 3.82% | 3.82% | $578 |
Sources (7)
- ctffcu.org
- ctffcu.org/share-certificate
- ctffcu.org/savings-rates
- ctffcu.org/iras
- ctffcu.org/current-rates
- ctffcu.org/disclosures
- ctffcu.org/loan-rates
All captured Sep 19, 2026
Who can join CT Firefighters Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of CT Firefighters Federal Credit Union are eligible for membership.
Military, government and schools
- Employees and independent contractors who work for or at government and private fire departments in the Fire Protection Industry in Connecticut are eligible for membership.
Family and household
- Immediate family or household members of eligible persons, and surviving spouses of persons who died within the field of membership, are eligible to join.
Other ways
- Employees and independent contractors who work for or at emergency medical and rescue service providers with strong dependency relationships with fire departments in Connecticut are eligible for membership.
- Organizations of eligible persons are eligible for membership.
- Persons who work directly on the oversight or research of or on fire prevention, control, or preparedness services in Connecticut are eligible for membership.
1 more way to join
Other ways
- Persons retired as pensioners or annuitants from qualifying fire protection employment and volunteers are eligible for membership.
Membership information collected October 4, 2026.