Credit union · NCUA insured
Arkansas Federal Credit Union
A $3.1B credit union, the 166th largest of 4,329, headquartered in Little Rock, AR, with 176,734 members and 25 branches in Arkansas. Best rates: CDs 4.50% and savings 0.50% APY.
Arkansas Federal Credit Union Carrot Score
84
Carrot Score
Higher than 65% of U.S. banks and credit unions
#10 of 26 in Little Rock, AR metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Arkansas Federal Credit Union
- Headquarters
- 17500 Cantrell, Little Rock, AR 72223
- NCUA charter
- 10920
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Arkansas Federal partners with the Arkansas chapter of the American Consumer Council to allow Arkansans to be eligible for membership, with Arkansas Federal paying the one-time $10 ACC joining fee on the applicant's behalf.
Where you live or work
- Individuals who live or work in Arkansas are eligible for membership.
Employers and groups
- Employees or members of one of more than 700 partner employers and organizations (even if living outside Arkansas) may be eligible for membership.
Family and household
- Individuals who have a family member who is a member are eligible for membership.
Cost to join
- The one-time $10 American Consumer Council joining fee is paid by Arkansas Federal on the applicant's behalf.
- Members must open a 'share' savings account and maintain a one-time $5 membership deposit balance.
Branches
25 branches in Arkansas
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Arkansas
25 branches
Little Rock area · 16
- Wlr HqMain office17500 Cantrell, Little Rock, AR 72223Directions
- Benton Branch1114 Highway 35 N, Benton, AR 72019Directions
- Bryant Branch115 Harvest Dr, Bryant, AR 72022Directions
- Cabot Branch100 S Rockwood Dr, Cabot, AR 72023Directions
- Conway Branch220 Skyline Dr, Conway, AR 72032Directions
- West Conway Branch2895 Dave Ward Dr, Conway, AR 72034Directions
- Greenbrier48 S Broadview St, Greenbrier, AR 72058Directions
- Jacksonville Branch2424 Marshall Rd, Jacksonville, AR 72076Directions
- Little Rock Branch1001 W Capitol Ave, Little Rock, AR 72201Directions
- Midtown Branch4520 W Markham St, Little Rock, AR 72205Directions
- Swlr8405 Interstate 30, Little Rock, AR 72209Directions
- West Little Rock Branch1221 S Shackleford Rd, Little Rock, AR 72211Directions
- Little Rock Air Force Base Branch779 6th St, Lrafb, AR 72099Directions
- Maumelle12211 Maumelle Blvd, North Little Rock, AR 72113Directions
- North Little Rock Branch4848 N Hills Blvd, North Little Rock, AR 72116Directions
- Sherwood - Branch301 E Kiehl Ave, Sherwood, AR 72120Directions
Fort Smith area · 2
- Fort Smith Branch7887 Phoenix Ave, Fort Smith, AR 72903Directions
- Van Buren Branch2008 Fayetteville Rd, Ste A, Van Buren, AR 72956Directions
Fayetteville area · 2
- Pinnacle Hills Branch1003 S 52nd St, Rogers, AR 72758Directions
- Rogers Branch2000 W Walnut St, Rogers, AR 72756Directions
Clarksville area · 1
- Clarksville1010 W Main St, Clarksville, AR 72830Directions
Hot Springs area · 1
- Hot Springs Branch3948 Central Ave Ste F, Hot Springs, AR 71913Directions
Jonesboro area · 1
- Jonesboro Branch3313 E Johnson Ave, Jonesboro, AR 72405Directions
Russellville area · 1
- Russellville1815 E Main St, Russellville, AR 72801Directions
Searcy area · 1
- Searcy Branch1000 S Main St, Searcy, AR 72143Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.53% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.71% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.46% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $112 | $88 | — |
- CapitalNet worth ratio9.53%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.71%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.46%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$112Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Arkansas Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.