Credit union · NCUA insured
TruService Community FCU CD Rates
Top CarrotTruService Community FCU’s best CD rate is 4.25% APY on a 10-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How TruService Community FCU’s CD rates compare
Compared with banks and credit unions near Little Rock, AR, where TruService Community FCU has the most branches. $10,000, best rate first.
This credit union’s best
TruService Community FCU
4.25%APY
- Term
- 10 months
- Minimum
- $5,000
- Earns on $10,000
- $353
CD Special
Top rate
Hurricane Creek Federal Credit Union
4.50%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $450
2nd-highest rate
Arkansas Federal Credit Union
4.50%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $450
TruService Community FCU CD score
88
CD score
Higher than 84% of U.S. banks and credit unions
- 3–8 months3–8 mo1.30%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo2.60%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where TruService Community FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CD Special
4.25%APY · 1 term
Start with at least $5,000 of new money not currently on deposit at TruService. Penalty for early withdrawal. Limited time offer.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 10 monthsMust be at least $5,000 in new money not currently on deposit at TruService. Limited time offer. Penalty for early withdrawal | 4.25% | $353 |
Sources (1)
- truservice.net/certificate-special · captured Oct 4, 2026
Share Certificate - Fixed
Up to 4.25%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.30% | $65 |
| 12 months | 2.25% | $225 |
| 18 months18 month Certificate Promotional rate for a limited time on new money only. Contact us for restrictions | 4.25% | $644 |
| 24 months | 2.40% | $486 |
| 36 months | 2.40% | $737 |
| 60 months | 2.60% | $1,369 |
Sources (1)
- truservice.net/rates · captured Oct 4, 2026
Special-purpose accounts
IRA Certificate - Fixed
Up to 4.25%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.30% | $65 |
| 12 months | 2.25% | $225 |
| 18 months18 month Certificate Promotional rate for a limited time on new money only. Contact us for restrictions | 4.25% | $644 |
| 24 months | 2.40% | $486 |
| 36 months | 2.40% | $737 |
| 60 months | 2.60% | $1,369 |
Sources (1)
- truservice.net/rates · captured Oct 4, 2026
Who can join TruService Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you own or operate a business or organization located in one of the 15 eligible Arkansas counties.
- Eligible if you live, work, worship, attend school, volunteer, participate in programs supporting individuals experiencing poverty or hardship, or belong to an organization headquartered in 15 specified Arkansas counties.
Employers and groups
- Eligible if you are a current employee of the credit union.
- Eligible if you are retired from qualifying employment and receive a pension or annuity.
Family and household
- Eligible if you are an immediate family member of, or live in the same household as, an eligible member.
- Eligible if you are the spouse of an eligible person who has passed away.
1 more way to join
Other ways
- Eligible if your organization qualifies through an eligible individual or group affiliation.
Cost to join
- Open a savings account online or in-branch with a minimum initial deposit of $5.
Membership information collected October 4, 2026.