Compare Bank & Credit Union Rates
Best CD rates in Arkansas
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Arkansas
- Hurricane Creek Federal Credit UnionShared CertificateCD · 12 months · $500 min
Credit union · 1 branch
4.50%APY$450 over 1 year on $10,000Effective Mar 11, 2026
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More details - Arkansas Federal Credit UnionSpecial CertificateCD · 12 months · $1,000 min
Credit union · 25 branches
4.50%APY$450 over 1 year on $10,000Requirements
Product: Membership with Arkansas Federal Credit Union is required. Rates are fixed unless otherwise stated. Penalties may apply for early withdrawal. Rates subject to change.
4.41% interest rate · Effective Oct 9, 2026
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More details - 4.50%APY$566 over 15 months on $10,000with conditions
Requirements
Product: Available for a limited time only. 12-month special requires $10,000 new money and a new or existing Texana checking account. Available at any Texana Bank branch.
Offer: Preferred Rate. Limited-time CD special to grow savings with a strong, guaranteed return.
Qualified rate
Rate checked
More details - Arkansas Federal Credit UnionRegular CertificateCD · 24–71 months · $1,000 min
Credit union · 25 branches
4.50%APYRequirements
Product: Membership with Arkansas Federal Credit Union is required. Rates are fixed unless otherwise stated. Penalties may apply for early withdrawal. Rates subject to change.
Effective Oct 9, 2026
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More details - 4.45%APY$521 over 14 months on $10,000intro rate
Requirements
Product: Compounds monthly. Minimum amount to open: $500. Regular and Special Rates do not apply to Public Funds. Early withdrawal penalty applies.
Offer: CD Special. Term: 14 Months. Rates do not apply to Public Funds.
Promotional rate · 4.36% interest rate · Effective Oct 5, 2026
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More details - 4.40%APY$667 over 18 months on $10,000
Requirements
Product: Interest is compounded and credited quarterly for investment terms of 12 months or longer; shorter terms pay at maturity. Penalties apply for early withdrawal. Rates are accurate as of 10/15/2026 and subject to change.
Offer: 18-Month term. A fixed interest rate is earned on the entire balance. Minimum opening balance of $500 required to obtain disclosed APY. Compounded and credited quarterly. Early withdrawal penalty: 183 - <60 Months: 1 year loss of interest.
Effective Oct 15, 2026
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More details - 4.35%APY$472 over 13 months on $10,000
Requirements
Product: Penalty for early withdrawal. Partial withdrawals permitted with penalty on amount withdrawn. Interest is compounded every 6 months. Daily balance method used. No fee for CDs.
Offer: CD Special / All CD Offerings. Penalty for early withdrawal. Interest compounded every 6 months.
4.30% interest rate · Effective Sep 21, 2026
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More details - 4.33%APY$214 over 6 months on $10,000
Requirements
Product: Minimum opening and running balance for Share Certificates is $500 unless indicated otherwise. Penalty imposed for early withdrawal.
Offer: Dividends credited/compounded monthly.
4.25% interest rate · Compounded monthly · Effective Oct 7, 2026
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More details - 4.30%APY$321 over 9 months on $10,000with conditions
Requirements
Product: The minimum amount required to open a Certificate of Deposit is $1,000. Penalty may apply for early withdrawal.
Offer: Must be new money deposited within the last 45 days or have a collateral loan $25,000+
Qualified rate · Effective Sep 30, 2026
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More details - 4.30%APY$467 over 13 months on $10,000
Requirements
Product: All CD accounts require $10,000 minimum deposit to open. Early withdrawal penalty applies. Fees may reduce earnings.
Offer: Early withdrawal will result in a penalty. Fees may reduce earnings. Stated APR is 4.23%.
4.23% interest rate · Effective Sep 1, 2026
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More details - 4.30%APY$540 over 15 months on $10,000intro rate
Requirements
Product: Must fund with new money, defined as funds deposited into BCU within the last 30 days and not previously on deposit within 90 days. $500 minimum opening deposit. Early withdrawal penalty applies.
Offer: Rewards APY tier. Requires new money.
Promotional rate · 4.22% interest rate
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More details - 4.25%APY$353 over 10 months on $10,000intro rate
Requirements
Product: Start with at least $5,000 of new money not currently on deposit at TruService. Penalty for early withdrawal. Limited time offer.
Offer: Must be at least $5,000 in new money not currently on deposit at TruService. Limited time offer. Penalty for early withdrawal.
Promotional rate
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More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
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More details - Barksdale Federal Credit UnionPlus Point CertificateCD · 12 months · $1,000 min
Credit union · 5 branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: To open Plus Point Certificate accounts, you must open one certificate of each term with equal balances in each certificate. Not automatically renewable.
Offer: Fixed rate. Must open one certificate in each term (1, 2, 3, 4, and 5 Year) with equal balances in each certificate ($1,000 minimum per each term). Additional deposits not allowed. Early withdrawal penalty applies (terms of 12 months or less: 90 days' dividends). Not automatic renewal.
4.17% interest rate · Effective Sep 29, 2026
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More details - 4.25%APY$425 over 1 year on $10,000
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Arkansas
549 CDs at 65 banks and credit unions · checked Oct 15–22
- Typical
- 2.50%
- Top 10% from
- 4.08%
- Banks, typical
- 1.51%
- Credit unions, typical
- 3.18%
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Arkansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Barksdale Federal Credit UnionCredit union · 5 branches
- TruService Community FCUCredit union · 3 branches
- Telcoe Federal Credit UnionCredit union · 4 branches