Compare Bank & Credit Union Rates
Best CD rates in Alaska
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Alaska
- Alaska Air Group Credit UnionShare CertificatesCD · 12 months · $500 min · 4.24%–4.33% by balance
Credit union · 1 branch
4.24%APY$424 over 1 year on $10,000Requirements
Product: Alaska Air Group Credit Union membership required to open account. Early withdrawal penalties apply.
Offer: Early withdrawal penalties may apply. No monthly service fees.
4.15% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $99,999Your amount 4.24% $100,000 and upRequires minimum opening deposit of $100,000. 4.33% Rate checked
More details - Northern Skies Federal Credit UnionShare CertificatesCD · 12 months · 3.90%–4.00% by balance
Credit union · 2 branches
3.90%APY$390 over 1 year on $10,000Requirements
Product: Dividends compounded quarterly. Penalty for early withdrawal: terms 90 days or less is 30 days dividends, less than 1 year and more than 90 days is 90 days dividends, terms between 11-24 months is 180 days dividends, and greater than 24 months is 365 days dividends.
Offer: Balance Under $100,000
3.84% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Share Certificates Balance APY Up to $100,000Your amount 3.90% $100,000 and up 4.00% Rate checked
More details - 3.80%APYwith conditions
Requirements
Product: Open a certificate with as little as $500. Early withdrawal penalties apply.
Offer: Early withdrawal penalty applies.
Qualified rate · 3.74% interest rate
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.
Qualified rate · Compounded daily · Balance cap $99,999.99 · Effective Sep 26, 2026
Rate checked
More details - 3.65%APY$365 over 1 year on $10,000
Requirements
Product: Early withdrawals subject to penalty. Terms available from 14 days to 5 years.
Offer: No setup or maintenance fees. Interest earned can be mailed by check, automatically deposited to checking or savings, or left to accumulate on certificate. Early withdrawals subject to penalty.
Rate checked
More details - 3.60%APY
Requirements
Product: Fixed rate for term of certificate. Penalty may be imposed for early withdrawal.
Offer: Term 12 Months (365-546 days). Dividends Compounded and Credited Annually and at Maturity. Penalty may be imposed for Early Withdrawal.
3.60% interest rate · Effective Oct 3, 2026
Rate checked
More details - True North Federal Credit UnionSummit Certificates - Single StepCD · 12–17 months
Credit union · 3 branches
3.55%APYRequirements
Product: Bump-up option certificate: you may elect to increase the Dividend Rate once during the term to the current Dividend Rate for Summit Share Certificates. Dividends Compounded and Credited Annually and at Maturity. Penalty may be imposed for early withdrawal.
Offer: Term 12 Months (365-546 days). One adjustment to current Summit offering rate available during term. Dividends Compounded and Credited Annually and at Maturity.
3.55% interest rate · Effective Oct 3, 2026
Rate checked
More details - 3.55%APY$355 over 1 year on $10,000
Requirements
Product: Dividends are calculated using the daily balance method and are compounded and credited quarterly and upon maturity (terms of 1 month and 3 months pay dividends upon maturity only). Fixed rate for the term of the account. Account automatically renews at maturity with a 10-day grace period. Early withdrawal penalties apply (60 days' dividends for terms of 1 year or less; 180 days' dividends for terms over 1 year). Additional deposits not permitted after opening.
Offer: Fixed rate. Minimum balance to earn stated APY is $500.00.
3.50% interest rate · Effective Dec 19, 2025
Rate checked
More details - Matanuska Valley Federal Credit UnionMember Share CertificateCD · 12 months · $400 min
Credit union · 10 branches
3.50%APY$350 over 1 year on $10,000Requirements
Product: Early withdrawal penalties apply: 30 days dividends forfeited for terms 365 days or less, 60 days dividends forfeited for 2 years, 90 days dividends forfeited for 3 years or more.
Offer: Early withdrawal penalty of 30 days dividends forfeited.
3.45% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Fixed rates and guaranteed returns. Dividends paid at monthly intervals and can be withdrawn before maturity without penalty (no dividends paid on amount withdrawn). Penalties apply for early withdrawal of principal. Early withdrawal penalties may apply.
Offer: Maximum balance of $50,000.00.
3.44% interest rate · Balance cap $50,000 · Effective Mar 20, 2024
Rate checked
More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Rates for $100,000 and over may be quoted separately.
3.50% interest rate · Effective Jun 1, 2026
Rate checked
More details - 3.04%APY$304 over 1 year on $10,000
Requirements
Product: Early withdrawal penalty applies. Minimum opening deposit $500.
Offer: Term is 12 month; penalty for early withdrawal
3.00% interest rate · Effective Jan 28, 2026
Rate checked
More details - Alaska District Engineers Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · 1 branch
3.00%APY$300 over 1 year on $10,000Requirements
Product: Dividends are compounded and posted quarterly. Rates are subject to change without notice.
Offer: Dividends compounded and posted quarterly.
Rate checked
More details - Advancial Federal Credit UnionSavings CertificatesCD · 12 months · $1,000 min · 2.96%–3.17% by balance
Credit union · 1 branch
2.96%APY$296 over 1 year on $10,000Requirements
Product: Advancial membership required ($5 minimum membership share deposit). Subject to early withdrawal penalties.
2.92% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Savings Certificates Balance APY $1,000 and upYour amount 2.96% $25,000 and upJunior Jumbo tier 3.06% $50,000 and upJumbo tier 3.17% Rate checked
More details - 2.83%APY$283 over 1 year on $10,000
Requirements
Product: Guaranteed minimum rate/APY. Customer can increase rate one or two times, depending on term, if Northrim rates rise.
2.80% interest rate · Effective Oct 13, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay in Alaska
23 CDs at 17 banks and credit unions · checked Oct 14–22
- Typical
- 3.04%
- Top 10% from
- 3.79%
- Banks, typical
- 2.03%
- Credit unions, typical
- 3.50%
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Find your bank or credit union to see all its rates and how they compare near you.
Alaska
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Alaska Air Group Credit UnionCredit union · 1 branch
- Northern Skies Federal Credit UnionCredit union · 2 branches
- Spirit of Alaska Credit UnionCredit union · 4 branches