Credit union · NCUA insured
MAC Federal Credit Union CD Rates
MAC Federal Credit Union’s best CD rate is 3.50% APY on a 1-year share certificate (CD). Terms run from 6 months to 4 years. Rates checked September 14, 2026.
How MAC Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Anchorage, AK, where MAC Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
MAC Federal Credit Union
3.50%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $350
Share Certificates
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
2nd-highest rate
True North Federal Credit Union
4.25%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $317
MAC Federal Credit Union CD score
72
CD score
Higher than 31% of U.S. banks and credit unions
- 3–8 months3–8 mo2.26%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.47%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where MAC Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.50%APY · 6 terms
Rates for $100,000 and over may be quoted separately.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.26% | $112 |
| 12 months | 3.50% | $350 |
| 18 months | 3.47% | $525 |
| 24 months | 2.50% | $506 |
| 36 months | 3.00% | $927 |
| 48 months | 2.50% | $1,038 |
Sources (2)
All captured Sep 14, 2026
Special-purpose accounts
IRA / ROTH IRA Share Certificates
Up to 4.00%APY · 2 terms
Rates for $100,000 and over may be quoted separately.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.00% | $400 |
| 24 months | 2.50% | $506 |
IRA Share Certificates
Up to 4.00%APY · 2 terms
Minimum balance $500. Member required. Rates subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months12 Month term | 4.00% | $400 |
| 24 months24 Month term | 2.50% | $506 |
Sources (1)
- macfcu.org/rates · captured Sep 14, 2026
Who can join MAC Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to those who live, work, worship, or attend school in the Fairbanks-North Star Borough, including businesses and other legal entities.
Other ways
- Once a member of MAC FCU, always a member for life as long as the account stays open.
Membership information collected October 4, 2026.