Compare Bank & Credit Union Rates
Best CD rates in Fairbanks, AK
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–12 results in Fairbanks, AK
- 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
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More details - 4.00%APYwith conditions
Requirements
Product: Open a certificate with as little as $500. Early withdrawal penalties apply.
Offer: Early withdrawal penalty applies.
Qualified rate · 3.93% interest rate
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More details - 3.80%APY$575 over 18 months on $10,000
Requirements
Product: Early withdrawals subject to penalty. Terms available from 14 days to 5 years.
Offer: No setup or maintenance fees. Interest earned can be mailed by check, automatically deposited to checking or savings, or left to accumulate on certificate. Early withdrawals subject to penalty.
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.
Qualified rate · Compounded daily · Balance cap $99,999.99 · Effective Sep 26, 2026
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More details - 3.65%APY$150 over 5 months on $10,000
Requirements
Product: Early withdrawal penalty may apply. The Annual Percentage Yield (APY) is based upon the assumption that interest earned remains in the account until maturity.
Offer: Special offer: 5 Month Regular certificate of deposit.
3.60% interest rate · Effective Oct 13, 2026
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More details - 3.55%APY$355 over 1 year on $10,000
Requirements
Product: Dividends are calculated using the daily balance method and are compounded and credited quarterly and upon maturity (terms of 1 month and 3 months pay dividends upon maturity only). Fixed rate for the term of the account. Account automatically renews at maturity with a 10-day grace period. Early withdrawal penalties apply (60 days' dividends for terms of 1 year or less; 180 days' dividends for terms over 1 year). Additional deposits not permitted after opening.
Offer: Fixed rate. Minimum balance to earn stated APY is $500.00.
3.50% interest rate · Effective Dec 19, 2025
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More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Fixed rates and guaranteed returns. Dividends paid at monthly intervals and can be withdrawn before maturity without penalty (no dividends paid on amount withdrawn). Penalties apply for early withdrawal of principal. Early withdrawal penalties may apply.
Offer: Maximum balance of $50,000.00.
3.44% interest rate · Balance cap $50,000 · Effective Mar 20, 2024
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More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Rates for $100,000 and over may be quoted separately.
3.50% interest rate · Effective Jun 1, 2026
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More details - 3.34%APY$306 over 11 months on $10,000intro rate
Requirements
Product: Special offer: 11 Month Jump Up certificate of deposit.
Offer: Special offer: 11 Month Jump Up certificate of deposit.
Promotional rate · 3.30% interest rate · Effective Oct 13, 2026
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More details - 2.83%APY$283 over 1 year on $10,000
Requirements
Product: Guaranteed minimum rate/APY. Customer can increase rate one or two times, depending on term, if Northrim rates rise.
2.80% interest rate · Effective Oct 13, 2026
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More details - 2.00%APY$200 over 1 year on $10,000
Requirements
Product: Tiered interest rates by dollar amount and duration. Minimum opening deposit $750. Early withdrawal penalty applies. Terms on amounts over $5,000,000 must be approved in advance. For terms 12 months or greater, interest must be compounded to the certificate or paid to a First National checking or savings account at least annually.
Offer: Term: 365 Days. To obtain the stated APY the Certificate of Deposit must be renewed and have interest paid to the CD at the end of the term.
2.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Fairbanks, AK
84 CDs at 9 banks and credit unions · checked Oct 14–22
- Typical
- 2.41%
- Top 10% from
- 3.75%
- Banks, typical
- 2.00%
- Credit unions, typical
- 2.60%
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Fairbanks, AK metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Spirit of Alaska Credit UnionCredit union · 4 branches