Bank · FDIC insured
Denali State Bank CD Rates
Denali State Bank’s best CD rate is 3.80% APY on an 18-month CD. Terms run from 6 months to 18 months. Rates checked October 22, 2026.
How Denali State Bank’s CD rates compare
Compared with banks and credit unions near Fairbanks, AK, where Denali State Bank has the most branches. $10,000, best rate first.
This bank’s best
Denali State Bank
3.80%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $575
Certificates of Deposit (CDs)
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
Global Credit Union
4.00%APY
- Term
- 24–35 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- —
Denali State Bank CD score
76
CD score
Higher than 41% of U.S. banks and credit unions
- 3–8 months3–8 mo3.15%
- 9–15 months9–15 mo3.65%
- 16–30 months16–30 mo3.80%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Denali State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 3.80%APY · 3 terms
Early withdrawals subject to penalty. Terms available from 14 days to 5 years.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsNo setup or maintenance fees. Interest earned can be mailed by check, automatically deposited to checking or savings, or left to accumulate on certificate. Early withdrawals subject to penalty | 3.15% | $156 |
| 12 monthsNo setup or maintenance fees. Interest earned can be mailed by check, automatically deposited to checking or savings, or left to accumulate on certificate. Early withdrawals subject to penalty | 3.65% | $365 |
| 18 monthsNo setup or maintenance fees. Interest earned can be mailed by check, automatically deposited to checking or savings, or left to accumulate on certificate. Early withdrawals subject to penalty | 3.80% | $575 |
Sources (2)
- denalistatebank.com/personal/personal-savings
- denalistatebank.com/personal/p…ates-of-deposit-cds.html
All captured Oct 22, 2026
Opening an account
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