Matanuska Valley Federal Credit Union CD Rates

How Matanuska Valley Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Anchorage, AK, where Matanuska Valley Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Matanuska Valley Federal Credit Union
3.50%APY
Term
12 months
Minimum
—
Earns on $10,000
$350
Member Share Certificate
Top rate
Advancial Federal Credit Union
4.66%APY
Term
60 months
Minimum
$1,000
Earns on $10,000
$2,558
Advancial Federal Credit Union rates
2nd-highest rate
True North Federal Credit Union
4.25%APY
Term
9 months
Minimum
—
Earns on $10,000
$317
True North Federal Credit Union rates

Compare CD rates near you →

CD score

Higher than 24% of U.S. banks and credit unions

By term

3–8 months3–8 mo2.01%
9–15 months9–15 mo3.50%
16–30 months16–30 mo2.52%
31–60 months31–60 mo3.03%
QualifiedQualified3.50%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Matanuska Valley Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Member Share Certificate

Up to 3.50%APY · 5 terms

Early withdrawal penalties apply: 30 days dividends forfeited for terms 365 days or less, 60 days dividends forfeited for 2 years, 90 days dividends forfeited for 3 years or more.

Earnings on $10,000 over the term.
Term	APY · $400 – $10,000	APY · $10,000 and up	APY	Earns on $10,000Earns
6 monthsEarly withdrawal penalty of 30 days dividends forfeited	1.98%	2.01%	2.01%1.98% $400–$10k	$100
12 monthsEarly withdrawal penalty of 30 days dividends forfeited	3.50%	3.50%	3.50%3.50% $400–$10k	$350
24 monthsEarly withdrawal penalty of 60 days dividends forfeited	2.49%	2.52%	2.52%2.49% $400–$10k	$510
36 monthsEarly withdrawal penalty of 90 days dividends forfeited	2.75%	2.75%	2.75%2.75% $400–$10k	$848
60 monthsEarly withdrawal penalty of 90 days dividends forfeited	3.00%	3.03%	3.03%3.00% $400–$10k	$1,610

Sources (2)

All captured Oct 15, 2026

Special-purpose accounts

IRA Certificate

Up to 3.50%APY · 5 termsIRA

Traditional, Coverdell, and Roth IRA Certificates available. IRAs are individually NCUA insured up to $250,000. Early withdrawal penalties apply: 30 days dividends forfeited for terms 365 days or less, 60 days dividends forfeited for 2 years, 90 days dividends forfeited for 3 years or more.

Earnings on $10,000 over the term.
Term	APY · $400 – $10,000	APY · $10,000 and up	APY	Earns on $10,000Earns
6 monthsEarly withdrawal penalty of 30 days dividends forfeited	1.98%	2.01%	2.01%1.98% $400–$10k	$100
12 monthsEarly withdrawal penalty of 30 days dividends forfeited	3.50%	3.50%	3.50%3.50% $400–$10k	$350
24 monthsEarly withdrawal penalty of 60 days dividends forfeited	2.49%	2.52%	2.52%2.49% $400–$10k	$510
36 monthsEarly withdrawal penalty of 90 days dividends forfeited	2.75%	2.75%	2.75%2.75% $400–$10k	$848
60 monthsEarly withdrawal penalty of 90 days dividends forfeited	3.00%	3.03%	3.03%3.00% $400–$10k	$1,610

Sources (2)

All captured Oct 15, 2026

Who can join Matanuska Valley Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Persons who live, work, worship, or attend school in Alaska are eligible for membership.
Persons who live, work, worship, or attend school in the Waipahu Neighborhood Board 22 area of Honolulu, Hawaii are eligible for membership.

Family and household

Immediate family members of current MVFCU members—including parents, children, siblings, grandparents, grandchildren, and spouses—are eligible for membership.
Persons living in the same household as an MVFCU member who share a single economic unit are eligible for membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details

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