Credit union · NCUA insured
Credit Union 1 CD Rates
Credit Union 1’s best CD rate is 3.55% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Credit Union 1’s CD rates compare
Compared with banks and credit unions near Anchorage, AK, where Credit Union 1 has the most branches. $10,000, best rate first.
This credit union’s best
Credit Union 1
3.55%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $355
Certificate Account
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
2nd-highest rate
True North Federal Credit Union
4.25%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $317
Credit Union 1 CD score
74
CD score
Higher than 36% of U.S. banks and credit unions
- 3–8 months3–8 mo2.27%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.55%
- 31–60 months31–60 mo3.03%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Credit Union 1 ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Account
Up to 3.55%APY · 9 terms
Dividends are calculated using the daily balance method and are compounded and credited quarterly and upon maturity (terms of 1 month and 3 months pay dividends upon maturity only). Fixed rate for the term of the account. Account automatically renews at maturity with a 10-day grace period. Early withdrawal penalties apply (60 days' dividends for terms of 1 year or less; 180 days' dividends for terms over 1 year). Additional deposits not permitted after opening.
| Term | APY · $500 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsFixed rate. Minimum balance to earn stated APY is $100,000.00 | — | 1.26% | —1.26% from $100k | — |
| 3 monthsFixed rate. Minimum balance to earn stated APY is $500.00 | 1.26% | — | 1.26% | $31 |
| 6 monthsFixed rate. Minimum balance to earn stated APY is $100,000.00 | — | 2.27% | —2.27% from $100k | — |
| 6 monthsFixed rate. Minimum balance to earn stated APY is $500.00 | 2.27% | — | 2.27% | $113 |
| 12 monthsFixed rate. Minimum balance to earn stated APY is $100,000.00 | — | 3.55% | —3.55% from $100k | — |
| 12 monthsFixed rate. Minimum balance to earn stated APY is $500.00 | 3.55% | — | 3.55% | $355 |
| 18 monthsFixed rate. Minimum balance to earn stated APY is $100,000.00 | — | 3.55% | —3.55% from $100k | — |
| 18 monthsFixed rate. Minimum balance to earn stated APY is $500.00 | 3.55% | — | 3.55% | $537 |
| 24 monthsFixed rate. Minimum balance to earn stated APY is $100,000.00 | — | 2.52% | —2.52% from $100k | — |
| 24 monthsFixed rate. Minimum balance to earn stated APY is $500.00 | 2.52% | — | 2.52% | $510 |
| 30 monthsFixed rate. Minimum balance to earn stated APY is $100,000.00 | — | 2.78% | —2.78% from $100k | — |
| 30 monthsFixed rate. Minimum balance to earn stated APY is $500.00 | 2.78% | — | 2.78% | $710 |
| 36 monthsFixed rate. Minimum balance to earn stated APY is $100,000.00 | — | 3.03% | —3.03% from $100k | — |
| 36 monthsFixed rate. Minimum balance to earn stated APY is $500.00 | 3.03% | — | 3.03% | $937 |
| 48 monthsFixed rate. Minimum balance to earn stated APY is $100,000.00 | — | 2.52% | —2.52% from $100k | — |
| 48 monthsFixed rate. Minimum balance to earn stated APY is $500.00 | 2.52% | — | 2.52% | $1,047 |
| 60 monthsFixed rate. Minimum balance to earn stated APY is $100,000.00 | — | 2.68% | —2.68% from $100k | — |
| 60 monthsFixed rate. Minimum balance to earn stated APY is $500.00 | 2.68% | — | 2.68% | $1,414 |
Special-purpose accounts
IRA Certificate
Up to 4.06%APY · 5 terms
Fixed rate for the term of the account. Dividends compounded and credited quarterly and upon maturity. IRAs may be revoked within 7 days of opening without early withdrawal penalty. Standard early withdrawal penalties apply after 7 days (60 days' dividends for terms of 1 year or less; 180 days' dividends for terms over 1 year), except for permissible IRA early distributions recognized by federal law. Additional deposits not permitted after opening.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFixed rate. Minimum balance to earn stated APY is $500.00 | 4.06% | $406 |
| 24 monthsFixed rate. Minimum balance to earn stated APY is $500.00 | 2.52% | $510 |
| 36 monthsFixed rate. Minimum balance to earn stated APY is $500.00 | 3.03% | $937 |
| 48 monthsFixed rate. Minimum balance to earn stated APY is $500.00 | 2.52% | $1,047 |
| 60 monthsFixed rate. Minimum balance to earn stated APY is $500.00 | 2.68% | $1,414 |
Sources (3)
All captured Sep 15, 2026
Who can join Credit Union 1
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