Compare Bank & Credit Union Rates
Best 9-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 61–75 results
- FD Community Federal Credit UnionShare CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000Requirements
Product: Certificate terms from 6 months to 5 years. Minimum $500 to open. Rates subject to change at any time. Early withdrawal penalties apply.
Offer: $500 minimum, dividends compounded monthly. Early withdrawal penalty = 90 days dividend.
4.16% interest rate · Compounded monthly
Rate checked
More details - Hawaiian Financial Federal Credit UnionShare CertificatesCD · 9 months · $2,000 min
Credit union · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000Requirements
Product: Penalty for early withdrawal/closure. Fees could reduce earnings. Regular share certificate rates are simple interest paid monthly. Membership eligibility applies.
Offer: Simple interest paid monthly. Penalty for early withdrawal/closure.
4.25% interest rate · Effective Oct 15, 2026
Rate checked
More details - HSBC Trust Company (Delaware)New Money CDsCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000Requirements
Offer: Minimum balance to obtain APY is more than $0. Opening online requires minimum balance of $1,000.
Rate checked
More details - The Business BankCertificates of Deposit (CDs)CD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000intro rateRequirements
Product: Auto renewal with 30-day grace period. Early withdrawal penalty may apply. Fees or penalties may reduce earnings.
Offer: Promotional rate is available for personal accounts only that are opened with new-to-the-bank funds. At maturity, funds will roll over automatically into a regular 6-month term and rate.
Promotional rate · 4.17% interest rate · Effective Oct 1, 2026
Rate checked
More details - International Bank of ChicagoCertificate of DepositCD · 9 months · $5,000 min
Bank · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000Requirements
Offer: Promotional rate. Applies to customers opening new accounts at Branches in Illinois. Not available to brokers or financial institutions. $5,000 minimum to open and to obtain promotional rate. Funds are limited to maximum $500,000 per local household or business. Funds must be new to International Bank of Chicago based on customer's total balances as of 09/18/2026. Early withdrawal penalty may apply.
Balance cap $500,000 · Effective Sep 21, 2026
Rate checked
More details - Woodforest National BankCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - First Nations Bank9 Month CD Rate SpecialCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000intro rateRequirements
Product: Limited time CD Rate Special. Offer for New Money Only. Not available for Brokers / Agents / Public Entities / Financial Institutions. Interest compounded quarterly. Early withdrawal penalties may apply.
Offer: Offer for New Money Only. Not available for Brokers / Agents / Public Entities / Financial Institutions. Interest compounded quarterly. Early withdrawal penalties may apply.
Promotional rate · Compounded quarterly · Effective Sep 17, 2026
Rate checked
More details - Veridian Credit UnionStandard CDCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000Requirements
Product: Interest is compounded and credited quarterly. Penalty may be imposed for early withdrawal. Membership requires a minimum $5 share deposit. No monthly maintenance fees.
Offer: CD Special
4.18% interest rate · Effective Sep 25, 2026
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More details - OMNI Community Credit UnionCertificates of Deposit (CD)CD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000intro rateRequirements
Product: Automatic renewal at maturity.
Offer: CD Special; subject to change.
Promotional rate · Effective Oct 5, 2026
Rate checked
More details - Forward BankCertificates of DepositCD · 9 months · $5,000 min
Bank · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000Requirements
Product: Rates could change after account is opened. Rates are subject to change without advance notice. APY assumes interest is added to account. Term Certificates of Deposit may be subject to early withdrawal penalty.
4.19% interest rate
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More details - Stryv BankCertificates of Deposit (CDs)CD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000Requirements
Product: Fixed rate investments. Certificates auto-renew. Minimum investment amount based on term. Penalty for early withdrawal may reduce earnings.
Offer: Penalty for early withdrawal may reduce earnings.
4.23% interest rate · Effective Oct 2, 2026
Rate checked
More details - Pacific National BankCertificates of DepositCD · 9 months
Bank · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000intro rateRequirements
Product: Offer applies to New Money Only for domestic personal accounts opened online.
Offer: Offer applies to New Money Only for domestic personal accounts opened online.
Promotional rate · Effective Sep 28, 2026
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More details - American Bank & TrustCertificate of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000Requirements
Product: Fixed interest rate on daily balance until maturity. Interest accrued daily and compounded monthly. Substantial penalty for early withdrawal. Automatically renewable with a 10-day grace period. Special promotions may require different minimum deposits. Check writing not allowed.
4.17% interest rate · Compounded monthly · Effective Oct 2, 2026
Rate checked
More details - First State BankCertificate of DepositCD · 9 months · $10,000 min
Bank · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,0004.23% interest rate · Effective Jul 8, 2026
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More details - True North Federal Credit UnionFall Certificate SpecialCD · 9 months
Credit union · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000intro rateRequirements
Product: Fall Certificate Special for new certificates opened after September 23, 2026 while promotion is offered. Maximum deposit of $250,000 per member. Penalty may be imposed for Early Withdrawal.
Offer: 9 Month term. Dividends Credited at Maturity. Unless otherwise selected by Member, Certificate will renew/reinvest in a standard 6 month Certificate at maturity. Opened after September 23, 2026 while promotion offered.
Promotional rate · 4.25% interest rate · Balance cap $250,000 · Effective Oct 3, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,352 CDs at 1,182 banks and credit unions · checked Oct 15–22
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.39%
- Credit unions, typical
- 3.55%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank