Bank · FDIC insured
First Nations Bank
A $536.6M bank headquartered in Chicago, IL, with 3 branches in Illinois. Best rates: CDs 4.25% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs714.25%for 9–15 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Nations Bank
Formerly known as the First National Bank of Wheaton, First Nations Bank was acquired by an investor group in 1991.
The bank operates three full-service branches, including two in Chicago and one in Wheaton, Illinois, and specializes in small business lending.
- Headquarters
- 7757 W Devon Ave, Chicago, IL 60631
- FDIC certificate
- 22282 ↗
Branches
3 branches in Illinois
Loading map…
Illinois
3 branches
- First Nations BankMain office7757 W Devon Ave, Chicago, IL 60631Directions
- Milwaukee Branch5757 N Milwaukee Ave, Chicago, IL 60646Directions
- Wheaton Branch1151 Butterfield Rd, Wheaton, IL 60189Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.11% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.12% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.11% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $95 | $81 | — |
- CapitalLeverage ratio14.11%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.12%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.11%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$95Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Nations Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.