Credit union · NCUA insured
Hawaiian Financial Federal Credit Union
Top CarrotA $1.1B credit union headquartered in Honolulu, HI, with 51,839 members and 10 branches in Hawaii. Best rates: CDs 4.55% and savings 0.35% APY.
Hawaiian Financial Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 77% of U.S. banks and credit unions
#5 of 29 in Urban Honolulu, HI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Hawaiian Financial Federal Credit Union
- Headquarters
- 1138 N King St, Honolulu, HI 96817
- NCUA charter
- 1717
Branches
10 branches in Hawaii
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Hawaii
10 branches
Urban Honolulu area · 9
- MainMain office1138 N King St, Honolulu, HI 96817Directions
- Board of Water Supply630 S Beretania St, Engineering Bldg., Rm. 205, Honolulu, HI 96813Directions
- Hawaiian Airlines277 Elliott St, Honolulu, HI 96819Directions
- Kaimuki1144 10th Ave, Suite 101, Honolulu, HI 96816Directions
- Kuakini1703 Liliha St, Honolulu, HI 96817Directions
- Sheraton2255 Kalakaua Ave Ste 3505, Manor Wing, Honolulu, HI 96815Directions
- Kapolei91-600 Farrington Hwy, Kapolei, HI 96707Directions
- Pearl City1131 Kuala St, Pearl City, HI 96782Directions
- Kunia94-595 Kupuohi St, Waipahu, HI 96797Directions
Kahului area · 1
- Maui101 Pakaula St, Kahului, HI 96732Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.72% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.54% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.76% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $59 | $88 | — |
- CapitalNet worth ratio11.72%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.54%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.76%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$59Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Hawaiian Financial Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.