Credit union · NCUA insured
OMNI Community Credit Union
A $652.6M credit union headquartered in Battle Creek, MI, with 47,012 members and 11 branches in Michigan. Best rates: CDs 5.00% and savings 0.25% APY.
OMNI Community Credit Union Carrot Score
71
Carrot Score
Higher than 29% of U.S. banks and credit unions
#6 of 6 in Sturgis, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About OMNI Community Credit Union
OMNI Community Credit Union was founded in 1951 as Clark Equipment Credit Union and is headquartered in Battle Creek, Michigan.
The credit union serves members across Michigan and parts of Indiana with multiple branch locations throughout southwestern Michigan.
- Headquarters
- 3141 Capital Ave SW, Battle Creek, MI 49015
- NCUA charter
- 60105
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Elkhart, LaGrange, or St. Joseph counties in Indiana.
- Membership is open to individuals who live, work, worship or attend school in the state of Michigan.
Family and household
- Membership is open to relatives of an existing member.
Cost to join
- An initial deposit of $5 is required to establish membership and open an account.
Branches
11 branches in Michigan
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Michigan
11 branches
Sturgis area · 5
- Centreville676 E Main St, Centreville, MI 49032Directions
- Colon123 E State St, Colon, MI 49040Directions
- Strugis1313 S Centerville Rd, Sturgis, MI 49091Directions
- Three Rivers15425 Broadway Rd, Three Rivers, MI 49093Directions
- White Pigeon114 E Chicago Rd, White Pigeon, MI 49099Directions
Battle Creek area · 4
- CapitalMain office3141 Capital Ave SW, Battle Creek, MI 49015Directions
- Denso1 Denso Rd, Battle Creek, MI 49037Directions
- Roosevelt220 Roosevelt Ave E, Battle Creek, MI 49037Directions
- Ft Custer4150 W Dickman Rd, Springfield, MI 49037Directions
Kalamazoo area · 2
- Kalamazoo6622 W Main St, Kalamazoo, MI 49009Directions
- Milwood1609 E Cork St, Kalamazoo, MI 49001Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.32% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.75% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.75% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $67 | $76 | — |
- CapitalNet worth ratio16.32%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.75%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.75%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$67Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of OMNI Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.