Compare Bank & Credit Union Rates
Best 9-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1021–1035 of 1,363 results
- Top Tier Federal Credit UnionTerm CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
2.50%APY$187 over 9 months on $10,000Requirements
Product: Minimum purchase amount of $500 with no maximum purchase amount. Terms range from 3 months to 5 years. Early withdrawal penalties may apply.
Offer: No Penalty; no penalty will be assessed for early withdrawal if funds are held for 7 days.
Effective Jul 1, 2026
Rate checked
More details - FFB BankCertificates of Deposit (CDs)CD · 9 months · $1,000 min · 2.48%–2.63% by balance
Bank · Add a location to see nearby branches
2.48%APY$185 over 9 months on $10,000Requirements
Product: Early withdrawal penalties apply. $1,000 minimum to open an account. Tiered rate system.
2.45% interest rate · Effective Jul 20, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $1,000 – $100,000Your amount 2.48% $100,000 and up 2.63% Rate checked
More details - Everyone's Federal Credit UnionShare Certificates of DepositCD · 9 months · $500 min · 2.40%–2.70% by balance
Credit union · Add a location to see nearby branches
2.45%APY$183 over 9 months on $10,000Requirements
Product: Dividends credited at maturity and do not compound. Must complete payment of five shares in Share Savings Account ($5.00 par value per share) as a condition of admission to membership. Fixed rate accounts for the term of the deposit. Early withdrawal penalty applies.
Offer: Penalty for early withdrawal. Dividends credited at maturity.
2.40% interest rate
Rate by balance
Rate by balance for Share Certificates of Deposit Balance APY $500 – $10,000 2.40% $10,000 – $50,000Your amount 2.45% $50,000 – $100,000 2.55% $100,000 and up 2.70% Rate checked
More details - BankUnitedCertificate of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
2.45%APY$183 over 9 months on $10,000intro rateRequirements
Product: Minimum opening deposit is $1,000; maximum opening deposit is $250,000 per CD. Advertised promotional rates are for accounts opened online. Early withdrawal penalties apply. At maturity, CDs automatically renew into the standard CD term closest in length at the then-current standard rate unless instructions are provided during the 7-day grace period. No account fees.
Offer: Standard rate applied at renewal.
Promotional rate · Effective Oct 21, 2026
Rate checked
More details - Democracy Federal Credit UnionShare CertificateCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
2.45%APY$183 over 9 months on $10,000Requirements
Product: Dividends compounded daily, credited quarterly. Penalties may apply for early withdrawals from certificate accounts. Offering rates may change. Fees may reduce earnings on the accounts. Dividends will be forfeited if account is closed before accrued dividends are credited.
2.43% interest rate · Compounded daily
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More details - 2.42%APY$181 over 9 months on $10,000
2.40% interest rate · Effective Dec 26, 2025
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More details - Global Credit UnionCertificate AccountCD · 9–11 months · $500 min
Credit union · Add a location to see nearby branches
2.40%APYwith conditionsRequirements
Product: Open a certificate with as little as $500. Early withdrawal penalties apply.
Offer: Early withdrawal penalty applies.
Qualified rate · 2.40% interest rate
Rate checked
More details - Lakota FCUShare CertificateCD · 9 months · $250 min
Credit union · Add a location to see nearby branches
2.40%APY$179 over 9 months on $10,000Requirements
Product: Designed for longer-term savings goals. Interest earned is paid upon maturity.
2.40% interest rate · Balance cap $25,000
Rate checked
More details - Athens Area CUShare CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
2.40%APY$179 over 9 months on $10,000Requirements
Product: Interest/dividends calculated on daily balance and paid quarterly. A penalty may be imposed for withdrawal before maturity.
Offer: Interest calculated on daily balance and paid quarterly.
2.40% interest rate · Effective May 8, 2023
Rate checked
More details - EWEB Employees Federal Credit UnionShare CertificateCD · 9 months · $1,000 min · 2.35%–2.40% by balance
Credit union · Add a location to see nearby branches
2.35%APY$176 over 9 months on $10,000intro rateRequirements
Product: Compounded and paid monthly. Minimum daily balance required to earn dividends. Bump Up CD rate may be subject to change after the first anniversary of the CD, per member's request, for 3, 4, or 5-year terms.
Offer: Minimum daily balance to earn dividends is $1,000.00. Compounded and paid monthly.
Promotional rate · 2.33% interest rate · Effective May 18, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 and upYour amount 2.35% $15,000 and up 2.40% Rate checked
More details - Flanagan State BankStandard Certificates of DepositCD · 9 months · $5,000 min
Bank · Add a location to see nearby branches
2.34%APY$175 over 9 months on $10,000Requirements
Product: Early withdrawal penalty applies. Automatic renewal with 10-day grace period after maturity.
Offer: Interest frequency is 3 months. Early withdrawal penalty is 91 days.
2.32% interest rate · Effective Sep 1, 2026
Rate checked
More details - 2.32%APY
Requirements
Product: Funds remain on deposit until maturity. Premier Checking customers receive a 0.10% increase on Certificates of Deposit.
2.30% interest rate · Effective Oct 14, 2026
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More details - Community SavingsImpact Certificate of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
2.30%APY$172 over 9 months on $10,0002.28% interest rate
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More details - Sturdy Savings BankCertificate of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
2.30%APY$172 over 9 months on $10,000with conditionsRequirements
Product: The interest rate and annual percentage yield on Certificates of Deposit, except for 18 month (variable) and Jumbo, assumes that you maintain a checking account with us.
Qualified rate · 2.27% interest rate · Effective Oct 4, 2026
Rate checked
More details - orsa credit union9-Month MiBux Launch Pad CertificateCD · 9 months · $10 min
Credit union · Add a location to see nearby branches
2.29%APY$171 over 9 months on $10,000intro rateRequirements
Product: Start at 0.27% APY. Each month you make a qualifying deposit of any amount, rate increases by 0.25% bump (one bump per month) up to 2.29% APY. Opening partial month does not count toward rate bump. Early withdrawal penalty applies.
Offer: Maximum rate achieved by making a deposit of any amount each qualifying month (0.25% bump per qualifying monthly deposit).
Promotional rate · Effective Aug 27, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,363 CDs at 1,186 banks and credit unions · checked Oct 22–25
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
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