Credit union · NCUA insured
Athens Area CU CD Rates
Athens Area CU’s best CD rate is 2.90% APY on a 4-year share certificate (CD). Terms run from 3 months to 4 years. Rates checked October 16, 2026.
How Athens Area CU’s CD rates compare
Compared with banks and credit unions near Wausau, WI, where Athens Area CU has the most branches. $10,000, best rate first.
This credit union’s best
Athens Area CU
2.90%APY
- Term
- 48 months
- Minimum
- $1,000
- Earns on $10,000
- $1,211
Share Certificates
Top rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
2nd-highest rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Minimum
- $500
- Earns on $10,000
- $604
Athens Area CU CD score
66
CD score
Higher than 17% of U.S. banks and credit unions
- 3–8 months3–8 mo2.40%
- 9–15 months9–15 mo2.45%
- 16–30 months16–30 mo2.70%
- 31–60 months31–60 mo2.90%
- QualifiedQualified2.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Athens Area CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 2.90%APY · 7 terms
Interest/dividends calculated on daily balance and paid quarterly. A penalty may be imposed for withdrawal before maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsInterest calculated on daily balance and paid quarterly | 2.40% | $59 |
| 6 monthsInterest calculated on daily balance and paid quarterly | 2.40% | $119 |
| 9 monthsInterest calculated on daily balance and paid quarterly | 2.40% | $179 |
| 12 monthsInterest calculated on daily balance and paid quarterly | 2.45% | $245 |
| 24 monthsInterest calculated on daily balance and paid quarterly | 2.70% | $547 |
| 36 monthsInterest calculated on daily balance and paid quarterly | 2.80% | $864 |
| 48 monthsInterest calculated on daily balance and paid quarterly | 2.90% | $1,211 |
Special-purpose accounts
IRA Certificates
Up to 2.90%APY · 4 terms
Traditional and Roth IRA Certificates available offering tax-deferred earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.45% | $245 |
| 24 months | 2.70% | $547 |
| 36 months | 2.80% | $864 |
| 48 months | 2.90% | $1,211 |
Who can join Athens Area CU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.