FFB Bank CD Rates · October 2026

How FFB Bank’s CD rates compare

Compared with banks and credit unions near Fresno, CA, where FFB Bank has the most branches. $10,000, best rate first.

This bank’s best
FFB Bank
2.58%APY
Term
3 months
Requires
None
Minimum
$1,000
Earns on $10,000
$64
Certificates of Deposit (CDs)
Top rate
Golden 1 Credit Union
4.30%APY
Term
9 months
Requires
None
Minimum
$500
Earns on $10,000
$321
Golden 1 Credit Union rates
2nd-highest rate
Wells Fargo
4.25%APY
Term
11 months
Requires
Another account
Minimum
$5,000
Earns on $10,000
$389
Wells Fargo rates

Compare CD rates near you →

65

CD score

Higher than 14% of U.S. banks and credit unions

By term

3–8 months3–8 mo2.58%
9–15 months9–15 mo2.48%
16–30 months16–30 mo2.43%
31–60 months31–60 mo2.53%
QualifiedQualified2.58%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where FFB Bank ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Certificates of Deposit (CDs)

Up to 2.58%APY · 9 termsFrom $1,000 to open

Early withdrawal penalties apply. $1,000 minimum to open an account. Tiered rate system.

Earnings on $10,000 over the term.
Term	APY · $1,000 – $100,000	APY · $100,000 and up	APY	Earns on $10,000Earns
3 months	2.58%	2.74%	2.58%2.74% from $100k	$64
6 months	2.53%	2.69%	2.53%2.69% from $100k	$126
9 months	2.48%	2.63%	2.48%2.63% from $100k	$185
12 months	2.43%	2.58%	2.43%2.58% from $100k	$243
18 months	2.43%	2.58%	2.43%2.58% from $100k	$367
24 months	2.38%	2.53%	2.38%2.53% from $100k	$482
36 months	2.33%	2.43%	2.33%2.43% from $100k	$715
48 months	2.43%	2.53%	2.43%2.53% from $100k	$1,008
60 months	2.53%	2.63%	2.53%2.63% from $100k	$1,331

Sources (3)

All captured Sep 16, 2026

Special-purpose accounts

Individual Retirement Accounts (IRA)

2.63%APY · 1 termIRAFrom $1,000 to open

No setup, administrative, or annual maintenance fees. $1,000 minimum to open an account. Penalties apply if withdrawals are made prior to age 59½. Minimum distributions must begin at age 70½.

Earnings on $10,000 over the term.
Term	APY · Up to $100,000	APY · $100,000 and up	APY	Earns on $10,000Earns
12 months	2.63%	2.79%	2.63%2.79% from $100k	$263

Sources (3)

All captured Sep 16, 2026

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details