Bank · FDIC insured
Sturdy Savings Bank CD Rates
Sturdy Savings Bank’s best CD rate is 2.50% APY on a 6-month CD, with extra requirements. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Sturdy Savings Bank’s CD rates compare
Compared with banks and credit unions near Atlantic City, NJ, where Sturdy Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Sturdy Savings Bank
2.50%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $124
Certificate of Deposit
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $461
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 2.50%APY · 10 terms
The interest rate and annual percentage yield on Certificates of Deposit, except for 18 month (variable) and Jumbo, assumes that you maintain a checking account with us.
| Term | APY · $100 and up | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months | — | — | 0.02% | 0.02% | $0 |
| 6 months | — | — | 2.50% | 2.50% | $124 |
| 9 months | — | — | 2.30% | 2.30% | $172 |
| 12 months | — | 2.25% | — | 2.25% | $225 |
| 18 months | — | 0.02% | — | 0.02% | $3 |
| 18 monthsVariable rate; APY may change after account opening. Additions permitted in any amount at any time. Does not assume maintaining a checking account | 0.01% | — | — | 0.01% | $2 |
| 24 months | — | 0.04% | — | 0.04% | $8 |
| 30 months | — | 0.04% | — | 0.04% | $10 |
| 36 months | — | 0.06% | — | 0.06% | $18 |
| 36 monthsExcel-A-Rate Option (36 month): You may direct us to increase the interest rate on this certificate once during its initial term and one time during each subsequent term to the prevailing rate on the certificates with the same maturity as originally issued. Must request in person and sign written authorization | — | 0.05% | — | 0.05% | $15 |
| 48 months | — | 0.08% | — | 0.08% | $32 |
| 60 months | — | 0.13% | — | 0.13% | $65 |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 2.25%APY · 7 terms
Individual Retirement Accounts (IRA) available on Certificate of Deposit terms of one year and longer (12 months through 60 months). Assumes that you maintain a checking account with us (except for 18 month variable).
| Term | APY · $100 and up | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 months | — | 2.25% | 2.25% | $225 |
| 18 months | — | 0.02% | 0.02% | $3 |
| 18 monthsVariable rate; APY may change after account opening. Additions permitted in any amount at any time. Does not assume maintaining a checking account | 0.01% | — | 0.01% | $2 |
| 24 months | — | 0.04% | 0.04% | $8 |
| 30 months | — | 0.04% | 0.04% | $10 |
| 36 months | — | 0.06% | 0.06% | $18 |
| 36 monthsExcel-A-Rate Option (36 month): You may direct us to increase the interest rate on this certificate once during its initial term and one time during each subsequent term to the prevailing rate on the certificates with the same maturity as originally issued. Must request in person and sign written authorization | — | 0.05% | 0.05% | $15 |
| 48 months | — | 0.08% | 0.08% | $32 |
| 60 months | — | 0.13% | 0.13% | $65 |
Sources (2)
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.