Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1006–1020 results
- Community SavingsCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,0003.68% interest rate · Effective Oct 5, 2026
Rate checked
More details - Great Meadow Federal Credit UnionShared CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Membership eligibility required. Dividends compounded at maturity. Early withdrawal forfeits earned dividends while principal balance remains intact.
Offer: Dividends compounded at maturity. Early withdrawal forfeits earned dividend.
Effective Sep 1, 2026
Rate checked
More details - Washington State BankCD SpecialsCD · 6–11 months · $500 min · 3.75%–4.00% by balance
Bank · Add a location to see nearby branches
3.75%APYRequirements
Product: Quarterly compounding. Penalty will be imposed for early withdrawal.
Offer: Quarterly compounding. Early withdrawal penalty applies.
3.70% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for CD Specials Balance APY $500 – $125,000Your amount 3.75% $125,000 and up 4.00% Rate checked
More details - TruBankCertificates of Deposit (CDs)CD · 6–12 months · $5,000 min · 3.75%–4.35% by balance
Bank · Add a location to see nearby branches
3.75%APYintro rateRequirements
Product: Early withdrawals subject to penalty. No setup or maintenance fees. $500 minimum deposit to open. Compounded quarterly. Consumer accounts only.
Offer: Pick Your Term CD Special. Special interest rate and APY offered only on a limited time basis. Compounded quarterly. Substantial penalty for early withdrawal. For consumer accounts only.
Promotional rate · 3.70% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $5,000 and upYour amount 3.75% $100,000 and up 4.35% Rate checked
More details - Postal & Community Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,0003.69% interest rate · Effective Sep 29, 2026
Rate checked
More details - Missouri Baptist Credit UnionCertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: All certificates can be purchased with a minimum amount of $500.00. Rates subject to change without notice. Early withdrawal penalty may apply.
3.70% interest rate
Rate checked
More details - Port City Credit UnionCertificates of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Fixed interest rate for the full term. Early withdrawal is subject to penalty. Deposits are federally insured by the NCUA up to $250,000. No setup or monthly maintenance charges.
Effective Oct 5, 2026
Rate checked
More details - Bank of CashtonCertificate of DepositsCD · 6 months · $5,000 min
Bank · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Rate may change after the account is opened. Fees may reduce earnings. Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. All interest payments for the advertised APY will be made at the end of the term or quarterly, whichever occurs first. A penalty of 91 days of interest on the amount withdrawn may be imposed for CD terms less than one year. A penalty of 182 days of interest may be imposed for all other CD terms unless specified differently. APY is subject to change without prior notice. CDs are automatically renewed after 10 day grace period past maturity.
3.70% interest rate
Rate checked
More details - LGWFCUShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: All yields quoted are subject to change without notice. Penalty for early withdrawal of certificates: 90 days dividend. The penalty could be more than the dividends and therefore come from the principal of the certificate. The annual percentage yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings.
3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - Endurance Federal Credit UnionCertificatesCD · 6 months · $500 min · 3.65%–3.85% by balance
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Minimum opening balance of $500.00. Dividend options include monthly dividend check, transfer to another credit union account, or redeposit into the share certificate. Penalties may apply for early withdrawal.
Offer: Early withdrawal penalty: 60 days.
3.59% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Certificates Balance APY $500 and up 3.65% $10,000 and upYour amount 3.75% $25,000 and up 3.80% $99,000 and up 3.85% Rate checked
More details - First Enterprise BankCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: FDIC insured. Early withdrawal penalty may be imposed. Flexible terms from 1 month to 5 years.
Offer: Early withdrawal penalty may be imposed. Daily balance.
3.75% interest rate · Effective Sep 28, 2026
Rate checked
More details - Sevenfold Federal Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Dividends are credited to your savings account monthly. APY is fixed for the term of the certificate. Auto renewal is available but rate is subject to change. Early withdraw penalty may apply. Fees could reduce earnings on the account.
Offer: Minimum balance to earn APY** is $1,000.00.
3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - ANECA Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Rates fixed upon opening. Early withdrawal penalties apply. $1,000 minimum deposit.
3.69% interest rate · Effective Sep 23, 2026
Rate checked
More details - Arise FinancialShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Personal accounts only. Minimum deposit is $500. Dividend penalties may apply for early withdrawals. Compounding is monthly. Fees could reduce earnings.
Offer: Monthly compounding. Minimum to earn APY is $500.
3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - OneLocal BankCertificate of DepositCD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000intro rateRequirements
Product: An early withdrawal penalty may be imposed and could reduce earnings. Fees could reduce earnings.
Offer: Compounding Monthly.
Promotional rate · 3.69% interest rate · Effective Sep 1, 2023
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,546 CDs at 3,994 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank