Bank · FDIC insured
Bank of Cashton CD Rates
Bank of Cashton’s best CD rate is 4.30% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Bank of Cashton’s CD rates compare
Compared with banks and credit unions near Sparta, WI, where Bank of Cashton has the most branches. $10,000, best rate first.
This bank’s best
Bank of Cashton
4.30%APY
- Term
- 60 months
- Minimum
- $5,000
- Earns on $10,000
- $2,343
Certificate of Deposits
Top rate
River Bank
4.30%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $430
3rd-highest rate
Park Bank
4.26%APY
- Term
- 12 months
- Minimum
- $2,500
- Earns on $10,000
- $426
Bank of Cashton CD score
89
CD score
Higher than 87% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo4.30%
- QualifiedQualified4.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Cashton ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposits
Up to 4.30%APY · 7 terms
Rate may change after the account is opened. Fees may reduce earnings. Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. All interest payments for the advertised APY will be made at the end of the term or quarterly, whichever occurs first. A penalty of 91 days of interest on the amount withdrawn may be imposed for CD terms less than one year. A penalty of 182 days of interest may be imposed for all other CD terms unless specified differently. APY is subject to change without prior notice. CDs are automatically renewed after 10 day grace period past maturity.
| Term | APY · $1,000 and up | APY · $5,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months | — | — | 3.50% | 3.50% | $86 |
| 6 months | — | 3.75% | — | 3.75% | $186 |
| 10 months | — | — | 4.00% | 4.00% | $332 |
| 12 months | 3.85% | — | — | 3.85% | $385 |
| 24 months | 4.00% | — | — | 4.00% | $816 |
| 36 months | 4.20% | — | — | 4.20% | $1,314 |
| 60 months | — | 4.30% | — | 4.30% | $2,343 |
Sources (1)
- bankofcashton.bank/resource-center/rates · captured Oct 5, 2026
Special-purpose accounts
IRA Certificates of Deposit
4.00%APY · 2 terms
Rate may change after the account is opened. Fees may reduce earnings. Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. All interest payments for the advertised APY will be made at the end of the term or quarterly, whichever occurs first. A penalty of 91 days of interest on the amount withdrawn may be imposed for the 18 Month IRA CD. A penalty of 182 days of interest may be imposed for all other CD terms unless specified differently. APY is subject to change without prior notice. CDs are automatically renewed after 10 day grace period past maturity. Flexible Growth IRA is an IRA savings account and excluded from cds.
| Term | APY · $10,000 and up | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 18 months | 4.00% | — | 4.00% | $606 |
| 48 months | — | 4.20% | —4.20% from $25k | — |
Sources (1)
- bankofcashton.bank/resource-center/rates · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.