Best 6-month CD rates

Requirements

Product: Interest paid monthly on all certificates except in the event of a special certificate promotion. Early withdrawals from a CD may be subject to a penalty. Fees may reduce earnings.

Requirements

Product: Minimum of $500.00 to open. Dividends/interest paid semi-annually (every six months) and directly deposited into regular shares unless otherwise requested. Penalty applies for early withdrawal (30 days interest). Automatically renewed for original term at the most current rate unless member notifies Credit Union of a term change.

Offer: Dividends paid semi-annually to regular shares; early withdrawal penalty applies.

Requirements

Product: Dividends are calculated using the daily balance method. Penalties are assessed for early withdrawal. Rates are subject to change.

Offer: Penalty assessed for early withdrawal.

Requirements

Product: Substantial penalty for early withdrawal. Minimum balance requirements apply to average daily balance. Dividends/deposit rates are variable and may change at any time. Dividends can be re-invested into the certificate, deposited into account, or paid by monthly check.

Requirements

Product: Extra Credit Union membership required with a minimum deposit of $5 in a regular savings account. No monthly fees. Early withdrawal penalty may apply; 10-day grace period after maturity for auto-renewing certificates.

Offer: Dividends are paid and compounded quarterly. Penalty may be imposed for early withdrawal. 10-day grace period after maturity for auto-renewing certificates.

Requirements

Product: $10,000 minimum deposit applies to Share Jumbo Certificates. New Shares Certificate opened with at least $5,000 from another source (new money) will receive an additional 0.50% rate above published rates. Variable rate account. Rates subject to change. Fees may reduce earnings. Early withdrawal penalties may apply.

Requirements

Product: $500 Minimum

Requirements

Product: Dividends paid quarterly. Early withdrawal penalties will apply. A share account must be opened and maintain a balance of $5.00 before other services are offered.

Offer: Dividends paid quarterly. Early withdrawal penalties will apply.

Requirements

Product: Additional deposits: Not Allowed. Renewable: Automatic. Withdrawals: Allowed--Ask Credit Union. Dividend Compounded: Quarterly. Dividend Credited: Quarterly. Dividend Period: At Maturity.

Offer: Withdrawals: Allowed--Ask Credit Union. Additional Deposits: Not Allowed. Renewable: Automatic. Dividend Compounded: Quarterly. Dividend Credited: Quarterly. Dividend Period: At Maturity.

Requirements

Product: New accounts only (6-18 months; listed under balances greater than $9,999.99 requiring $10,000.00 to open and on deposit each day to earn dividends; additional deposits not permitted after opening; membership required).

Offer: Requires $10,000.00 to open and $10,000.00 on deposit each day to earn dividends.

Requirements

Product: Rates categorized by Family Advantage Tiers (Platinum, Gold, Silver, Bronze) based on household loans, deposits, or investments with Friends and Family Credit Union. Dividends paid quarterly. $1,000 minimum deposit required to open.

Offer: Family Advantage Platinum tier.

Requirements

Product: Minimum opening deposit of $25. Allows unlimited additional deposits during the term. Early withdrawal penalty applies (30 days dividends). Automatically renews with a 14 calendar day grace period.

Offer: Dividends compounded/credited quarterly.

Requirements

Product: A penalty may be imposed for early withdrawal. Rates are good through 10/27/2026.

Offer: Daily balance minimum to obtain APY. Early withdrawal penalty may apply.

Requirements

Product: Minimum opening deposit of $1,000. Early withdrawal penalty will reduce earnings. Automatically renews as stated on Truth-in-Savings Disclosure, Account Receipt, or Renewal Notice. Bump Eligible certificates allow members to choose once during the term to bump their rate to the current offered rate of certificates of deposit of the same term length. Membership eligibility requires living, working, worshiping, or attending school in Washington State, being an immediate family member of a member, or working for a community partner, plus opening Membership Savings with $5.

Offer: Bump Option: Not Eligible.