Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 661–675 results
- Peoples Security Bank & TrustPick Your Term CD SpecialCD · 6 months · $5,000 min
Bank · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000intro rateRequirements
Product: Promotional consumer CD specials. Must deposit $5,000 or more in new money (not currently on deposit with Peoples Security Bank & Trust). Valid on Pick Your Term CDs opened online or in branch for consumer customers; business customers in-branch only. At maturity, automatically renews into a CD with the same term at the prevailing tiered rate(s). Interest compounded and credited quarterly; APY assumes interest remains on deposit until maturity. Offer may be changed or discontinued at any time. APY current as of 2026-07-01.
Offer: New money of $5,000 or more; consumer online or in-branch. Auto-renews at maturity to same term at prevailing tiered rates.
Promotional rate · 3.80% interest rate · Effective Jul 1, 2026
Rate checked
More details - Mid Penn BankCertificate of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Rates shown for ZIP code 17061 (Central PA). Annual Percentage Yields (APY) based on semi-annual compounding. Substantial penalty for early withdrawal. $500 minimum balance, $50,000 maximum balance when opening online (visit a branch for amounts over $50,000). Terms from 60 months to 10 years available when opened in a financial center. Automatically renews upon maturity.
Offer: APY based on semi-annual compounding. Substantial penalty for early withdrawal.
3.81% interest rate · Effective Oct 20, 2026
Rate checked
More details - Turbotville National BankCertificate of DepositsCD · 6 months · $2,500 min · 3.65%–3.85% by balance
Bank · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Offer: APY is based on quarterly compounding of interest. If interest is withdrawn before maturity, APY will be lower. Penalties may apply for early withdrawal.
3.60% interest rate
Rate by balance
Rate by balance for Certificate of Deposits Balance APY $2,500 – $5,000 3.65% $5,000 and upYour amount 3.85% Rate checked
More details - 3.85%APY$191 over 6 months on $10,000
Requirements
Product: Early withdrawal of funds prior to maturity may result in penalty. Fees could reduce earnings.
3.78% interest rate · Effective Oct 22, 2026
Rate checked
More details - Landmark BankCertificate of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Available in terms ranging from thirty days to several years. Minimum opening deposits required, depending on specific CD. Interest penalty may be imposed for early withdrawal.
Offer: A penalty of 30 days accrued interest on the amount withdrawn will be charged for early withdrawal on a 6 month CD. Fees may reduce earnings on the account.
Effective Oct 22, 2026
Rate checked
More details - Knoxville TVA Employees Credit UnionCertificate AccountsCD · 6 months · $2,500 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Paper statement fee $2.00/month unless enrolled in eStatements. Early withdrawal penalty: 90 days dividends for terms 17 months or less; 180 days for 18 months or more. Add 0.25% APY to dividend rate for $10,000+ new money OR direct deposit. Not applicable to 12-month term.
3.78% interest rate · $2 monthly fee · Effective Oct 22, 2026
Rate checked
More details - Miami Firefighters Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,0003.78% interest rate · Effective Oct 22, 2026
Rate checked
More details - BankUnitedCertificate of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000intro rateRequirements
Product: Minimum opening deposit is $1,000; maximum opening deposit is $250,000 per CD. Advertised promotional rates are for accounts opened online. Early withdrawal penalties apply. At maturity, CDs automatically renew into the standard CD term closest in length at the then-current standard rate unless instructions are provided during the 7-day grace period. No account fees.
Offer: Promotional rate for online accounts. Fixed for initial term. Automatically renews into standard rate closest in length at maturity.
Promotional rate · Effective Oct 21, 2026
Rate checked
More details - Southern Energy Credit UnionCertificates of Deposit (CDs)CD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Available to qualifying members. Minimum $500 deposit required to open a CD. Rates subject to change without notice. Interest is computed and compounded daily and posted quarterly and at maturity. At maturity, CD will automatically renew for another term at the then available APY. There is a penalty for early withdrawal. Grace period of 5 business days to withdraw a certificate after the automatic renewal date.
Offer: Term: 182 Days
Compounded daily
Rate checked
More details - America First Credit UnionBump-Rate Certificate AccountsCD · 6–11 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APYRequirements
Product: Allows adjusting/increasing the interest rate one time during the certificate term.
Offer: Increase rate one time during term. Early-withdrawal penalties may apply. Dividends credited monthly.
3.78% interest rate · Effective Oct 21, 2026
Rate checked
More details - Toyota Financial Savings BankCertificates of DepositCD · 6 months · $1 min
Bank · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Available to eligible Dealer Personal Banking, Team Member Banking, or Team Member Relocation program members. Interest rates and APYs are fixed and guaranteed for the length of the initial term. Automatically renewable. Early withdrawal penalties apply.
Offer: Early withdrawal penalty: 30 days interest on amount withdrawn for 0-23 months remaining to maturity.
3.80% interest rate · Effective Oct 19, 2026
Rate checked
More details - 3.85%APY$191 over 6 months on $10,000
Requirements
Product: Minimum balance $1,000.00. Automatic renewal at end of term with a 10-day grace period. Early withdrawal penalty applies (terms of 1 year or less: 90 days loss of dividends; terms greater than 1 year: 180 days loss of dividends).
3.78% interest rate · Effective Oct 16, 2026
Rate checked
More details - InTouch Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,0003.78% interest rate · Effective Oct 13, 2026
Rate checked
More details - Buffalo Conrail Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Membership eligibility requirements apply. Dividends on certificate accounts are compounded/credited at maturity. Rates subject to change at any time without notice.
Offer: Dividends on certificate accounts are compounded/credited at maturity.
Rate checked
More details - Financial Partners Credit UnionTraditional CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Fixed rates and guaranteed returns with terms ranging from 3 to 60 months. Minimum deposit of $1,000. Penalty for early withdrawal/early closure.
Offer: Penalty for early withdrawal closure.
Effective Oct 15, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,546 CDs at 3,994 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank