Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 466–480 results
- Community Trust Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000Requirements
Product: Must meet credit union membership guidelines and have a primary savings account. Fixed dividend rate. Early withdrawal penalty applies (3 months interest on certificates of 12 months or less; 6 months interest on certificates of more than 12 months).
3.93% interest rate · Effective Sep 18, 2026
Rate checked
More details - Riverside Community Credit UnionCDCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000Requirements
Product: Certificates available in 12, 24, 36, 48, and 60 months. Early withdrawal penalties apply.
Offer: 55 and over extra .010%. Minimum deposit $1,000 required.
4.00% interest rate · Effective Sep 24, 2026
Rate checked
More details - PyraMax Bank6 Month Fixed Rate Special CDCD · 6 months · $5,000 min
Bank · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000intro rateRequirements
Product: Fees could reduce earnings on the account. Penalty may be imposed for early withdrawal. Offer may expire at any time without notice.
Offer: Special is for a 6 Month CD only. Offer may expire at any time without notice. Penalty may be imposed for early withdrawal. APY assumes funds remain on deposit for term.
Promotional rate · 4.00% interest rate · Effective Sep 24, 2026
Rate checked
More details - Aspen Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,0003.94% interest rate · Effective Jul 21, 2025
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More details - TruWest Credit UnionSavings CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000intro rateRequirements
Product: Must be a TruWest member with a minimum $5 deposit and continuing balance. Minimum certificate balance of $500.
Offer: Effective as of 2026-09-23. Subject to change.
Promotional rate · 3.92% interest rate · Effective Sep 23, 2026
Rate checked
More details - Triangle Credit UnionTraditional CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000intro rateRequirements
Product: Minimum balance of $1,000. No additional deposits allowed during the term of the Certificate. Early withdrawal penalty applies (3 months dividends for terms 12 months or less, 6 months dividends for terms greater than 12 months). A 10-day grace period after maturity applies. Must maintain membership savings balance of $25.
Offer: Special Certificate. Available for a limited time. No additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 3 months dividends.
Promotional rate · 3.93% interest rate
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More details - First Priority Federal Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000Requirements
Product: $1,000.00 minimum balance; early withdrawal penalty may apply. Funds are disbursed to shares at maturity. Dividends are paid monthly, either to an alternate share account or back to the certificate.
Offer: $1,000.00 minimum balance; early withdrawal penalty may apply. Funds are disbursed to shares at maturity.
Rate checked
More details - KUE Federal Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000Requirements
Product: Certificates of Deposits are subject to a penalty for early withdrawal. For certificates with 3 or 5 year maturities, you can step-up your rate one time during the term of the certificate. No setup or maintenance fees.
Offer: Dividends paid monthly. Penalty for early withdrawal.
3.96% interest rate · Effective Oct 3, 2025
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More details - Daviess County Teachers Federal Credit UnionRegular CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000Requirements
Product: Early withdrawal penalty applies. $500 minimum deposit and balance required.
Offer: SPECIAL CD RATES: existing members only
3.94% interest rate · Effective Jan 25, 2024
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More details - WinSouth Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000intro rateRequirements
Product: Penalty for early withdrawal. Minimum opening balance of $1,000.
Offer: 6 month special
Promotional rate
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More details - American Pride BankPersonal Certificates of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000intro rateRequirements
Product: $500 minimum to open. Interest rate is fixed for term of CD. Interest is compounded daily. Penalty for early withdrawal. Terms include 6, 12, 18, 24, 36, 48 and 60 months.
Offer: To earn the advertised APY, a minimum balance of $500.00 is required. For a limited time. Substantial penalty for early withdrawal. Offer may be withdrawn at any time without notice.
Promotional rate · Compounded daily · Effective Sep 18, 2025
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More details - Family First Credit UnionCertificates of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000Requirements
Product: Minimum balance of $1,000.00 for all Certificates of Deposit. A penalty is imposed for early withdrawal.
Offer: Penalty is imposed for early withdrawal.
3.93% interest rate · Effective May 28, 2025
Rate checked
More details - Chiphone Federal Credit UnionCertificates of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000Requirements
Product: Dividends compounded daily and credited monthly to certificate or savings account. Substantial penalty for early withdrawal. May be assessed an Annual Fee, Transfer Fee, and Termination Fee.
3.92% interest rate · Compounded daily · Effective Sep 24, 2024
Rate checked
More details - EFCU FinancialShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000Requirements
Product: Minimum opening balance $500. Dividends may be compounded and credited monthly. Early withdrawal penalties may apply. Bump-up option available on 30-month term certificates. Rates subject to change at any time.
Effective May 1, 2026
Rate checked
More details - Kansas Teachers Community Credit UnionCertificate of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$198 over 6 months on $10,000Requirements
Product: Term from 3 to 48 months. Dividends credited quarterly. Penalty for early withdrawal.
Offer: Early withdrawal penalty is 60 days of interest.
Effective Sep 1, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,546 CDs at 3,994 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank