Credit union · NCUA insured
Family First Credit Union CD Rates
Top CarrotFamily First Credit Union’s best CD rate is 4.00% APY on a 6-month share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 22, 2026.
How Family First Credit Union’s CD rates compare
Compared with banks and credit unions near Atlanta, GA, where Family First Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Family First Credit Union
4.00%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $198
Certificates of Deposit
Top rate
Publix Employees Federal Credit Union
4.65%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $347
2nd-highest rate
CDC Federal Credit Union
4.59%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $459
Family First Credit Union CD score
79
CD score
Higher than 49% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo3.60%
- 16–30 months16–30 mo3.25%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Family First Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.00%APY · 3 terms
Minimum balance of $1,000.00 for all Certificates of Deposit. A penalty is imposed for early withdrawal.
| Term | APY · $1,000 and up | APY · $1,000 – $50,000 | APY · Over $50,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsPenalty is imposed for early withdrawal | 4.00% | — | — | 4.00% | $198 |
| 12 monthsPenalty is imposed for early withdrawal | — | 3.60% | — | 3.60% | $360 |
| 12 monthsSpecial rate for CDs over $50,000.00. Penalty is imposed for early withdrawal | — | — | 3.70% | —3.70% from $50k | — |
| 24 monthsPenalty is imposed for early withdrawal | — | 3.25% | — | 3.25% | $661 |
| 24 monthsSpecial rate for CDs over $50,000.00. Penalty is imposed for early withdrawal | — | — | 3.35% | —3.35% from $50k | — |
Special-purpose accounts
IRA Certificate of Deposit
Up to 4.00%APY · 3 terms
Same rates as Certificates of Deposit. Penalty is imposed for early withdrawal.
| Term | APY · $1,000 and up | APY · $1,000 – $50,000 | APY · Over $50,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsPenalty is imposed for early withdrawal | 4.00% | — | — | 4.00% | $198 |
| 12 monthsPenalty is imposed for early withdrawal | — | 3.60% | — | 3.60% | $360 |
| 12 monthsSpecial rate for CDs over $50,000.00. Penalty is imposed for early withdrawal | — | — | 3.70% | —3.70% from $50k | — |
| 24 monthsPenalty is imposed for early withdrawal | — | 3.25% | — | 3.25% | $661 |
| 24 monthsSpecial rate for CDs over $50,000.00. Penalty is imposed for early withdrawal | — | — | 3.35% | —3.35% from $50k | — |
Who can join Family First Credit Union
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