Compare Bank & Credit Union Rates
Best 5-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1246–1260 of 3,421 results
- American 1 Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.35%APY$1,791 over 60 months on $10,000Requirements
Product: Non-compounding; payout of dividends is mandatory (monthly, quarterly, semi-annually, or annually). Calculated by daily balance method. Penalty for early withdrawal may apply. Fees may reduce earnings.
Offer: Early withdrawal penalty may apply. Non-compounding.
3.35% interest rate · Effective Oct 15, 2026
Rate checked
More details - RadiFi Credit Union60-Month Term CertificateCD · 60 months · $500 min · 3.35%–3.80% by balance
Credit union · Add a location to see nearby branches
3.35%APY$1,791 over 60 months on $10,000Requirements
Product: APY is effective as of 10/1/2026. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier.
3.30% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for 60-Month Term Certificate Balance APY $500 – $2,500 3.35% $2,500 – $25,000Your amount 3.35% $25,000 – $50,000 3.35% $50,000 – $100,000 3.50% $100,000 – $250,000 3.55% $250,000 – $500,000 3.70% $500,000 – $750,000 3.70% $750,000 – $1,000,000 3.80% $1,000,000 and up 3.80% Rate checked
More details - Treasury Department FCUCertificate AccountsCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.35%APY$1,791 over 60 months on $10,000Requirements
Product: A Share Savings Account is required to be a member of TDFCU. Compounded daily and credited monthly. Penalty imposed for early withdrawal before maturity.
Offer: Compounded daily, credited monthly. Early withdrawal penalty applies.
3.30% interest rate · Compounded daily · Effective Oct 1, 2025
Rate checked
More details - Purdue Federal Credit UnionFixed-Rate Share CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.35%APY$1,791 over 60 months on $10,000Requirements
Product: Membership eligibility required. Subject to approval. $5 deposit in Member Ownership Share required.
Offer: Diamond Status My Member Perks tier. Fixed rate. Dividends compounded daily, credited monthly.
3.30% interest rate · Compounded daily
Rate checked
More details - Valley Oak Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.35%APY$1,791 over 60 months on $10,000Requirements
Product: Fixed Rate. Penalty imposed for withdrawal prior to maturity.
3.30% interest rate · Effective Oct 1, 2026
Rate checked
More details - TruPartner Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.35%APY$1,791 over 60 months on $10,000Requirements
Product: Minimum investment is $500. Rates available for Regular, TruBenefits, and TruAdvantage membership tiers. Early withdrawal penalty applies.
Offer: TruBenefits APY membership tier
Effective Sep 1, 2026
Rate checked
More details - Silex Banking CompanyCertificate of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.35%APY$1,791 over 60 months on $10,000Requirements
Product: $1,000.00 minimum deposit required. No early withdrawal is allowed. All interest rates are subject to change without notice. Interest may be paid by reinvestment, check, or automatic transfer to a deposit account at the bank. Interest can be paid monthly, quarterly, semi-annually, or annually.
3.30% interest rate
Rate checked
More details - TelComm CUCertificate of DepositCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.35%APY$1,791 over 60 months on $10,000Requirements
Product: Interest compounded and paid monthly. Early withdrawal penalty applies and fees may reduce earnings and principal.
3.30% interest rate
Rate checked
More details - Southeast Financial Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.35%APY$1,791 over 60 months on $10,000Requirements
Product: Early withdrawal penalty: all dividends posted for terms < 6 months, 6 months dividends for terms >= 6 months. 7-calendar-day grace period after maturity. Optional checking relationship provides bonus 0.15% APY on new certificates.
Effective Oct 1, 2026
Rate checked
More details - Great Plains State BankCertificate of Deposit (CD)CD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.35%APY$1,791 over 60 months on $10,000Requirements
Product: Interest compounded quarterly. Automatic CD renewal. Substantial penalty will be imposed for early withdrawal of certificate of deposits.
Offer: Substantial penalty will be imposed for early withdrawal of certificate of deposits.
3.31% interest rate · Compounded quarterly · Effective Sep 28, 2026
Rate checked
More details - Bank of Edmonson CountyCertificate of Deposit AccountCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.35%APY$1,791 over 60 months on $10,000Requirements
Product: Fixed or variable rate certificates available from 30 days to 5 years. Early withdrawal penalty may apply. FDIC insured.
Offer: Monthly interest payment
3.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - DEXSTA Federal Credit UnionRegular Share CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.35%APY$1,791 over 60 months on $10,000Requirements
Product: Membership eligibility required. A minimum balance of $1,000 is required to earn the disclosed APY. Dividends are compounded monthly and calculated using the daily balance method. Early withdrawal penalties apply.
Offer: Early withdrawal penalty equals the lesser of dividends since issuance or 180 days' dividends.
3.30% interest rate · Compounded monthly · Effective Sep 23, 2026
Rate checked
More details - Lewis Clark Credit UnionCertificatesCD · 60 months
Credit union · Add a location to see nearby branches
3.35%APY$1,791 over 60 months on $10,000intro ratePromotional rate · 3.30% interest rate · Effective May 7, 2026
Rate checked
More details - TruGrocer Federal Credit UnionMoney Market Share CertificateCD · 60 months · $10,000 min
Credit union · Add a location to see nearby branches
3.35%APY$1,791 over 60 months on $10,000Requirements
Product: Dividends compounded monthly. Early withdrawal penalty applies if principal is withdrawn prior to maturity. Minimum balance of $10,000 with terms up to 60 months.
3.30% interest rate · Compounded monthly
Rate checked
More details - Frontier Community Credit UnionRegular CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.35%APY$1,791 over 60 months on $10,000
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,421 CDs at 3,040 banks and credit unions · checked Oct 22–25
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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