Bank · FDIC insured
Great Plains State Bank CD Rates
Top CarrotGreat Plains State Bank’s best CD rate is 4.15% APY on a 15-month CD. Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Great Plains State Bank’s CD rates compare
Compared with banks and credit unions near Columbus, NE, where Great Plains State Bank has the most branches. $10,000, best rate first.
This bank’s best
Great Plains State Bank
4.15%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $521
Certificate of Deposit (CD)
Top rate
Union Bank & Trust
4.40%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $899
2nd-highest rate
Cornerstone Bank
4.35%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $547
Great Plains State Bank CD score
89
CD score
Higher than 85% of U.S. banks and credit unions
- 3–8 months3–8 mo4.10%
- 9–15 months9–15 mo4.15%
- 16–30 months16–30 mo3.45%
- 31–60 months31–60 mo3.35%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Great Plains State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 4.15%APY · 9 terms
Interest compounded quarterly. Automatic CD renewal. Substantial penalty will be imposed for early withdrawal of certificate of deposits.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsSubstantial penalty will be imposed for early withdrawal of certificate of deposits | 3.50% | $173 |
| 7 monthsSubstantial penalty will be imposed for early withdrawal of certificate of deposits | 4.10% | $237 |
| 12 monthsSubstantial penalty will be imposed for early withdrawal of certificate of deposits | 3.45% | $345 |
| 15 monthsSubstantial penalty will be imposed for early withdrawal of certificate of deposits | 4.15% | $521 |
| 18 monthsSubstantial penalty will be imposed for early withdrawal of certificate of deposits | 3.45% | $522 |
| 24 monthsSubstantial penalty will be imposed for early withdrawal of certificate of deposits | 3.25% | $661 |
| 36 monthsSubstantial penalty will be imposed for early withdrawal of certificate of deposits | 3.25% | $1,007 |
| 48 monthsSubstantial penalty will be imposed for early withdrawal of certificate of deposits | 3.30% | $1,387 |
| 60 monthsSubstantial penalty will be imposed for early withdrawal of certificate of deposits | 3.35% | $1,791 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Individual Retirement Account (IRA) CD
Up to 4.15%APY · 9 terms
Interest will be compounded and credited quarterly. Available as Traditional or Roth IRA. Substantial penalty will be imposed for early withdrawal of certificate of deposits.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsSubstantial penalty will be imposed for early withdrawal of certificate of deposits | 3.50% | $173 |
| 7 monthsSubstantial penalty will be imposed for early withdrawal of certificate of deposits | 4.10% | $237 |
| 12 monthsSubstantial penalty will be imposed for early withdrawal of certificate of deposits | 3.45% | $345 |
| 15 monthsSubstantial penalty will be imposed for early withdrawal of certificate of deposits | 4.15% | $521 |
| 18 monthsSubstantial penalty will be imposed for early withdrawal of certificate of deposits | 3.45% | $522 |
| 24 monthsSubstantial penalty will be imposed for early withdrawal of certificate of deposits | 3.25% | $661 |
| 36 monthsSubstantial penalty will be imposed for early withdrawal of certificate of deposits | 3.25% | $1,007 |
| 48 monthsSubstantial penalty will be imposed for early withdrawal of certificate of deposits | 3.30% | $1,387 |
| 60 monthsSubstantial penalty will be imposed for early withdrawal of certificate of deposits | 3.35% | $1,791 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.