Credit union · NCUA insured
TelComm CU CD Rates
Top CarrotTelComm CU’s best CD rate is 4.23% APY on a 9-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How TelComm CU’s CD rates compare
Compared with banks and credit unions near Springfield, MO, where TelComm CU has the most branches. $10,000, best rate first.
This credit union’s best
TelComm CU
4.23%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $316
Certificate of Deposit
Top rate
OMB Bank
4.65%APY
- Term
- 21 months
- Minimum
- $1,000
- Earns on $10,000
- $828
2nd-highest rate
Guaranty Bank
4.49%APY
- Term
- 10 months
- Minimum
- $500
- Earns on $10,000
- $373
TelComm CU CD score
84
CD score
Higher than 65% of U.S. banks and credit unions
- 3–8 months3–8 mo3.55%
- 9–15 months9–15 mo4.23%
- 16–30 months16–30 mo2.53%
- 31–60 months31–60 mo3.35%
- QualifiedQualified4.23%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where TelComm CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.23%APY · 8 terms
Interest compounded and paid monthly. Early withdrawal penalty applies and fees may reduce earnings and principal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.00% | $25 |
| 6 months | 3.55% | $176 |
| 9 months | 4.23% | $316 |
| 12 months | 2.89% | $289 |
| 18 months | 2.53% | $382 |
| 24 months | 2.53% | $512 |
| 36 months | 3.15% | $975 |
| 60 months | 3.35% | $1,791 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Health Savings Account CD
3.55%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.55% | $176 |
Sources (1)
- telcommcu.com/accounts/deposit-rates · captured Oct 5, 2026
Individual Retirement Account CD
Up to 3.55%APY · 7 terms
Rollover into IRA CDs when account balance is $1,000 or higher.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.55% | $176 |
| 9 months | 2.78% | $208 |
| 12 months | 2.89% | $289 |
| 18 months | 2.53% | $382 |
| 24 months | 2.53% | $512 |
| 36 months | 3.15% | $975 |
| 60 months | 3.35% | $1,791 |
Sources (2)
All captured Oct 5, 2026
Who can join TelComm CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Greene, Christian, Lawrence, Webster, or Polk counties in Southwest Missouri.
Employers and groups
- Membership is open to individuals employed by or retired from one of TelComm's Select Employee Groups.
Military, government and schools
- Membership is open to students or teachers at a Catholic school in Springfield, or members of related organizations such as a parish Council of Catholic Women or Catholic Schools Booster Club (or their immediate family members).
Family and household
- Membership is open to immediate family members of current TCU members.
Other ways
- Membership is open to individuals (or their immediate family members) who are members of the Catholic Church or a related organization in the Diocese of Springfield/Cape Girardeau Pastoral Regions 1 through 5.
Cost to join
- Membership begins with opening a savings account with a minimum deposit of $25.
Membership information collected October 4, 2026.