Compare Bank & Credit Union Rates
Best 5-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1201–1215 of 3,421 results
- St. Thomas Credit UnionShare Certificate DepositCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Requirements
Product: Interest posted at maturity. Fixed interest rate. Dividends posted at maturity. Early withdrawal penalty may apply.
Offer: Interest posted at maturity.
3.40% interest rate · Effective Jun 1, 2026
Rate checked
More details - Baptist Health South Florida FCUShare CertificatesCD · 60 months · $500 min · 3.40%–3.60% by balance
Credit union · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Requirements
Product: Dividends are paid monthly. APY assumes interest remains until maturity. Early withdrawal penalty applies and may reduce earnings. Rates are subject to change anytime without notice. Membership required.
3.35% interest rate · Effective Feb 23, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $24,999Your amount 3.40% $25,000 – $49,999 3.50% $50,000 and up 3.60% Rate checked
More details - Bienestar Federal Credit UnionShare CertificatesCD · 60 months · $500 min · 3.40%–4.13% by balance
Credit union · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Requirements
Product: Minimum $500 deposit required for certificate accounts. Fees may reduce earnings. Penalties may apply for early withdrawals from certificate accounts.
3.35% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $99,999Your amount 3.40% $100,000 – $249,999 3.45% $250,000 – $999,999 3.87% $1,000,000 and up 4.13% Rate checked
More details - Pacific Crest BankCertificates of DepositCD · 60 months · $2,000 min
Bank · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Requirements
Product: Interest is compounded daily. APY assumes interest remains on deposit until maturity. Subject to early withdrawal penalties.
Offer: Interest compounded daily; early withdrawal penalties apply.
3.34% interest rate · Compounded daily · Effective Sep 10, 2026
Rate checked
More details - City Credit UnionCertificates of DepositCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Requirements
Product: Minimum balance to open and earn is $1,000. A penalty may be imposed for early withdrawal of funds prior to the maturity date. Rates subject to change without notice.
Effective 2026-09
Rate checked
More details - Ridgewood Savings BankCertificates of DepositCD · 60 months · $100 min
Bank · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Requirements
Product: Early withdrawal penalties apply on CD accounts. Guaranteed fixed rate of return for the entire term.
Offer: 60 Month CD term.
3.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - BluCurrent Credit UnionCertificates of Deposit (Personal)CD · 60 months · $1,000 min · 3.40%–3.60% by balance
Credit union · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Requirements
Product: The minimum amount required to open a Regular Certificate is $1000. Penalty may apply for early withdrawal.
Offer: Penalty may apply for early withdrawal.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (Personal) Balance APY $1,000 – $25,000Your amount 3.40% $25,000 – $50,000 3.50% $50,000 – $100,000 3.55% $100,000 and up 3.60% Rate checked
More details - Journey Federal Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Requirements
Product: $500.00 minimum deposit for ALL Certificates except where otherwise disclosed. Early withdrawal penalties: 90 days interest forfeited on 12 months and under; 180 days interest forfeited on 18 and 24 months. 365 days interest forfeited for 36, 48 and 60 months. See disclosure on specific details on individual accounts. Rates and Terms are subject to change at any time.
Offer: Early withdrawal penalty: 365 days interest forfeited for 36, 48 and 60 months.
3.34% interest rate · Effective Oct 5, 2026
Rate checked
More details - Preferred Credit UnionRegular CDsCD · 60 months · 3.30%–3.40% by balance
Credit union · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Effective Jun 1, 2026
Rate by balance
Rate by balance for Regular CDs Balance APY Any balance 3.30% $10,000 and upYour amount 3.40% Rate checked
More details - Elkhorn Valley BankCertificate of Deposit (CD)CD · 60 months · $0 min
Bank · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Requirements
Product: No minimum balance is required to open an account unless noted with an asterisk (*). A penalty may be imposed for early withdrawal.
3.36% interest rate
Rate checked
More details - MainStreet BankCertificates of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Requirements
Product: Early withdrawal penalty may apply. Fees may reduce earnings. Funds can be withdrawn beginning 7 days after deposit. Automatic rollover at maturity. Fixed rate and term. FDIC insured.
Offer: 5 Year term. Minimum to open and obtain APY is $500.
3.35% interest rate · Effective Oct 4, 2026
Rate checked
More details - SunWest Educational Credit UnionCertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Requirements
Product: Dividends credited monthly. Based on the assumption that dividends/interest will remain on deposit until maturity. Certificate accounts do not allow for additional deposits or withdrawals. Early withdrawal penalties apply and may reduce earnings and principal.
Offer: Dividends credited monthly.
3.35% interest rate · Effective Apr 1, 2026
Rate checked
More details - Canvas Credit UnionCertificates of Deposit (CDs)CD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000intro rateRequirements
Product: Canvas Credit Union membership required. Minimum $1,000 to open and $1,000 minimum balance to earn interest. Dividends credited and compounded monthly.
Promotional rate · Compounded monthly
Rate checked
More details - Acclaim Federal Credit UnionSuper SaverCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Requirements
Product: Must establish a Membership Savings account prior to opening. Early withdrawal penalties apply. Rates are variable and subject to change without notice.
Offer: Early withdrawal penalties apply.
3.35% interest rate · Effective Oct 1, 2026
Rate checked
More details - KodaBankCertificates of DepositCD · 60 months · $1,000 min · 3.40%–3.60% by balance
Bank · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,0003.40% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $24,999Your amount 3.40% $25,000 – $99,999 3.50% $100,000 and up 3.60% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,421 CDs at 3,040 banks and credit unions · checked Oct 22–25
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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