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Compare Bank & Credit Union Rates

Best 4-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
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Top CD rates

Showing 991–1005 results

  1. Top Carrot, Carrot Score 89
    Columbine FCURegular Share CertificatesCD · 48 months · 3.40%–3.45% by balance

    Credit union · Add a location to see nearby branches

    3.45%APY$1,453 over 48 months on $10,000
  2. Pyramid Federal Credit UnionShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.45%APY$1,453 over 48 months on $10,000
  3. Edwards Federal Credit UnionShare CertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.45%APY$1,453 over 48 months on $10,000
  4. Top Carrot, Carrot Score 88
    Credit Union For AllCertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.45%APY$1,453 over 48 months on $10,000
  5. Top Carrot, Carrot Score 87
    Quaint Oak BankCertificates of DepositCD · 48 months · $500 min

    Bank · Add a location to see nearby branches

    3.45%APY$1,453 over 48 months on $10,000
  6. Top Carrot, Carrot Score 89
    EverenceCertificatesCD · 48 months · $500 min · 3.45%–3.50% by balance

    Credit union · Add a location to see nearby branches

    3.45%APY$1,453 over 48 months on $10,000
  7. LOC Credit UnionShare CertificateCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.45%APY$1,453 over 48 months on $10,000
  8. Alive Credit UnionCertificates of Deposit (CDs)CD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.45%APY$1,453 over 48 months on $10,000
  9. Bank of the ValleyCertificates of DepositCD · 48 months · $500 min

    Bank · Add a location to see nearby branches

    3.45%APY$1,453 over 48 months on $10,000with conditions
  10. Credit Union of DenverCertificates - TraditionalCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.45%APY$1,453 over 48 months on $10,000
  11. Top Carrot, Carrot Score 94
    Canvas Credit UnionCertificates of Deposit (CDs)CD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.45%APY$1,453 over 48 months on $10,000intro rate
  12. Horizon Credit Union48 Month CertificateCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.45%APY$1,453 over 48 months on $10,000
  13. SELCO Community Credit UnionStandard CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.45%APY$1,453 over 48 months on $10,000with conditions
  14. Top Carrot, Carrot Score 87
    Mid Oregon Credit UnionShare CertificateCD · 48–59 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.45%APY
  15. Top Carrot, Carrot Score 87
    United Poles Federal Credit UnionCertificate PLU$CD · 48 months

    Credit union · Add a location to see nearby branches

    3.45%APY$1,453 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 4-year CDs pay nationwide

3,254 CDs at 2,920 banks and credit unions · checked Oct 22–24

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.20%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions