Skip to content

Compare Bank & Credit Union Rates

Best 4-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Type a ZIP code, city, county, metro area or state, then choose a suggestion with the arrow keys and Enter.

Top CD rates

Showing 226–240 results

  1. Top Carrot, Carrot Score 99
    Fort Community Credit UnionCertificateCD · 48 months · $250 min

    Credit union · Add a location to see nearby branches

    4.13%APY$1,757 over 48 months on $10,000intro rate
  2. Top Carrot, Carrot Score 99
    Fort Community Credit UnionCertificateCD · 48 months · $250 min

    Credit union · Add a location to see nearby branches

    4.13%APY$1,757 over 48 months on $10,000intro rate
  3. Top Carrot, Carrot Score 87
    Del Norte Credit UnionCertificatesCD · 48 months · $1,000 min · 4.08%–4.18% by balance

    Credit union · Add a location to see nearby branches

    4.13%APY$1,757 over 48 months on $10,000intro rate
  4. Top Carrot, Carrot Score 88
    US Community Credit UnionCertificateCD · 48 months · $500 min · 4.13%–4.18% by balance

    Credit union · Add a location to see nearby branches

    4.13%APY$1,757 over 48 months on $10,000
  5. Top Carrot, Carrot Score 87
    IAA Credit UnionShare CertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.11%APY$1,748 over 48 months on $10,000with conditions
  6. Armstrong County Building and LoanCertificates of DepositCD · 36–48 months · $500 min

    Bank · Add a location to see nearby branches

    4.10%APY
  7. Armstrong County Building and LoanCD SpecialsCD · 36–48 months · $500 min

    Bank · Add a location to see nearby branches

    4.10%APY
  8. Top Carrot, Carrot Score 90
    Bank of UticaCertificates of Deposit (CD)CD · 36–48 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.10%APY
  9. Greater Texas Credit UnionTerm Share Certificates/Certificates of DepositCD · 48 months · $1,000 min · 4.10%–4.20% by balance

    Credit union · Add a location to see nearby branches

    4.10%APY$1,744 over 48 months on $10,000
  10. Wolf River Community BankCertificates of DepositCD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.10%APY$1,744 over 48 months on $10,000
  11. Adventure Credit UnionCertificate of DepositCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.10%APY$1,744 over 48 months on $10,000
  12. Top Carrot, Carrot Score 87
    Payne County BankCertificates of DepositCD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.10%APY$1,744 over 48 months on $10,000
  13. Wings Credit UnionStandard Certificate of DepositCD · 48–53 months · $500 min

    Credit union · Add a location to see nearby branches

    4.10%APY
  14. Top Carrot, Carrot Score 92
    Houston Federal Credit UnionFlexible-Term CertificateCD · 48–59 months · $500 min

    Credit union · Add a location to see nearby branches

    4.10%APY
  15. Top Carrot, Carrot Score 90
    Bridge Credit UnionStandard CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.10%APY$1,744 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 4-year CDs pay nationwide

3,258 CDs at 2,924 banks and credit unions · checked Oct 16–23

Typical
3.00%
Top 10% from
3.99%
Banks, typical
2.50%
Credit unions, typical
3.20%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions