Compare Bank & Credit Union Rates
Best 3-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 766–780 results
- Millbury Federal Credit UnionCertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000Requirements
Product: Penalty for early withdrawal. Fees could reduce earnings.
Offer: Penalty for early withdrawal.
3.69% interest rate · Effective Aug 19, 2026
Rate checked
More details - Community Bank of WichitaCertificates of DepositCD · 36 months
Bank · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000Requirements
Product: Interest paid by crediting another account, either at another financial institution or with Community Bank of Wichita, or compounded into the certificate. The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. A withdrawal of interest will reduce earnings and a penalty may be imposed for early withdrawal.
3.69% interest rate
Rate checked
More details - Bank of Prairie du SacCertificates of Deposit (CDs)CD · 36 months · $1,000 min
Bank · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000Requirements
Offer: A penalty may be imposed for early withdrawal.
3.75% interest rate
Rate checked
More details - Northern Communities Credit Union (NCCYou)Share CertificateCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000intro rateRequirements
Product: Requires credit union membership ($5 minimum share account balance). Minimum opening balance of $1,000. Interest compounded daily; paid at maturity for terms up to 24 months, paid quarterly for terms greater than 24 months. Penalty for early withdrawal.
Offer: Interest compounded daily, paid quarterly.
Promotional rate · Compounded daily · Effective Aug 31, 2026
Rate checked
More details - Sentry BankCertificate SpecialsCD · 36 months · $10,000 min
Bank · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000intro rateRequirements
Product: Limited time offer. Not valid with any other offers. Fixed for the initial term, automatically renews upon maturity. Penalty for early withdrawal. $5,000.00 of the funds must be new to Sentry Bank.
Offer: $5,000.00 of the funds must be new to Sentry Bank. Penalty for early withdrawal.
Promotional rate · Effective May 27, 2026
Rate checked
More details - Utica Gas & Electric Federal Credit UnionShare CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000 - Friendly Federal Credit UnionCertificates of DepositCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000Effective Apr 1, 2026
Rate checked
More details - Texas People Federal Credit UnionStandard Share Certificate of DepositCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,0003.70% interest rate · Effective Apr 8, 2026
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More details - Eastex Credit UnionShare CertificateCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000Requirements
Product: Dividends can be compounded quarterly in the share certificate or transferred quarterly to another Eastex account.
3.70% interest rate · Compounded quarterly
Rate checked
More details - Shell FCUShare CertificatesCD · 36 months · $500 min · 3.75%–3.90% by balance
Credit union · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000Requirements
Product: Early withdrawal penalties apply.
Effective Sep 17, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and upYour amount 3.75% $25,000 and up 3.75% $50,000 and up 3.90% $100,000 and up 3.90% Rate checked
More details - Technology Credit UnionConsumer CertificateCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000Requirements
Product: Dividends calculated daily. Terms of 1 year or more compounded and paid quarterly; terms under 1 year paid at maturity. Monthly dividend payout to Checking/Savings available for in-person accounts with terms of 6+ months. Automatically renews at maturity. Early withdrawal penalty applies.
3.70% interest rate · Effective Sep 1, 2026
Rate checked
More details - California Highway Patrol Credit UnionCertificatesCD · 36 months · $2,000 min
Credit union · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000Requirements
Product: CAHP Credit Union membership required. $2,000 minimum deposit required to open and maintain certificate account. Substantial penalty for early withdrawal. APY assumes dividends are reinvested and remain in the account for the duration of the term. Rates subject to change without notice.
Offer: CAHP Credit Union membership required. $2,000 minimum deposit required to open and maintain certificate account.
Rate checked
More details - New Heights Federal Credit UnionShare Certificate of DepositCD · 36 months
Credit union · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000intro rate - Glendive BN FCUShare CertificateCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$1,168 over 36 months on $10,000Requirements
Product: All rates are reviewed monthly and can be changed at the board's directive.
Offer: All rates are reviewed monthly and can be changed at the board's directive.
3.75% interest rate · Effective Jul 9, 2026
Rate checked
More details - Erie FCUTerm Share CertificateCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.74%APY$1,164 over 36 months on $10,000Requirements
Product: Dividends compounded monthly. Penalty may be imposed for early withdrawal. Rates subject to change.
3.68% interest rate · Compounded monthly · Effective Sep 21, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-year CDs pay nationwide
4,160 CDs at 3,669 banks and credit unions · checked Oct 22–24
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.15%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank