Credit union · NCUA insured
Texas People Federal Credit Union CD Rates
Texas People Federal Credit Union’s best CD rate is 4.06% APY on a 3-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Texas People Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Dallas, TX, where Texas People Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Texas People Federal Credit Union
3.75%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $1,168
Standard Share Certificate of Deposit
Top rate
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
2nd-highest rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
Texas People Federal Credit Union CD score
82
CD score
Higher than 58% of U.S. banks and credit unions
- 3–8 months3–8 mo3.29%
- 9–15 months9–15 mo3.44%
- 16–30 months16–30 mo3.70%
- 31–60 months31–60 mo3.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Texas People Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Mini-Jumbo Share Certificate of Deposit
Up to 4.06%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.70% | — |
| 12 months | 3.75% | — |
| 18 months | 3.80% | — |
| 24 months | 4.01% | — |
| 36 months | 4.06% | — |
| 48 months | 3.85% | — |
| 60 months | 3.96% | — |
Sources (1)
- fwtpfcu.org/rates · captured Sep 17, 2026
Standard Share Certificate of Deposit
Up to 3.75%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.29% | $163 |
| 12 months | 3.44% | $344 |
| 18 months | 3.55% | $537 |
| 24 months | 3.70% | $754 |
| 36 months | 3.75% | $1,168 |
| 48 months | 3.49% | $1,471 |
| 60 months | 3.60% | $1,934 |
Sources (1)
- fwtpfcu.org/rates · captured Sep 17, 2026
Who can join Texas People Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.