Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1246–1260 of 2,149 results
- The Bank of PrincetonCertificate of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
1.50%APY$37 over 3 months on $10,000Requirements
Product: Open with as little as $500. Flexible terms from 3 months to 60 months. Interest compounded daily and posted monthly, annually, or at maturity. Early withdrawal penalty may apply. Automatic renewal option. Available for all personal categories.
1.49% interest rate · Compounded daily
Rate checked
More details - Magyar Bank (New Brunswick, NJ)Certificates of Deposit (CDs)CD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
1.50%APY$37 over 3 months on $10,000Requirements
Product: Early withdrawals from CDs are subject to the following penalties: Maturities of less than 12 months, loss of 3 months interest. Maturities of 12-35 months, loss of 9 months interest. Maturities of 36 – 60 months, loss of 12 months interest. Maturities of 120 months, loss of 24 months interest. Minimum Balances as low as $250 on some terms. Choose from terms ranging from 3 months to 10 years.
1.50% interest rate · Effective Oct 23, 2026
Rate checked
More details - 1.50%APY$37 over 3 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. Interest will not be compounded for certificates with terms of less than one year. For certificates with terms of one year or greater, interest will be compounded quarterly. Rates may vary based on location.
1.49% interest rate · Compounded quarterly
Rate checked
More details - Safe 1 Credit UnionCertificatesCD · 3–5 months · $1,000 min
Credit union · Add a location to see nearby branches
1.50%APYwith conditionsRequirements
Product: Dividends paid monthly. Rates fixed for stated term except variable rate accounts. Subject to penalties for early withdrawals.
Offer: Relationship Rewards! APY. Fixed rate type. Dividends paid monthly.
Qualified rate · Effective Oct 14, 2026
Rate checked
More details - Glass Cap Federal Credit UnionShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.50%APY$37 over 3 months on $10,000Requirements
Product: Rates are subject to change please contact the Credit Union for current rates.
1.50% interest rate · Effective Oct 20, 2026
Rate checked
More details - TruStone FinancialCertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.50%APY$37 over 3 months on $10,000Requirements
Product: TruStone Financial membership required. Standard opening minimum deposit is $500 unless otherwise noted. Dividends calculated by daily balance method and compounded/credited quarterly and at maturity. Early withdrawal penalties apply.
1.49% interest rate · Effective Oct 23, 2026
Rate checked
More details - First Federal Bank of Kansas CityCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
1.50%APY$37 over 3 months on $10,000Requirements
Product: FDIC insured up to $250,000. No fees or monthly maintenance service charge. Automatic renewal options. Must be a US resident or permanent resident alien and at least 18 years old to open online.
Offer: Penalty for early withdrawal. 3-Month and 6-Month CDs are not eligible for Individual Retirement Accounts (IRAs).
1.49% interest rate · Effective Oct 23, 2026
Rate checked
More details - Arsenal Credit UnionCertificate of Deposit (CD)CD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.50%APY$37 over 3 months on $10,000Requirements
Product: All certificates have the option of paying quarterly or monthly interest transferred to another ACU account. Minimum balance requirement is $100 for members age 18 and under to earn stated APY. Early withdrawal penalties may apply.
Offer: Quarterly compounding. Minimum balance requirement is $100 for members age 18 and under to earn stated APY. Early withdrawal penalty may apply.
1.49% interest rate · Effective Oct 1, 2026
Rate checked
More details - Navy Federal Credit UnionStandard CertificateCD · 3 months · $1,000 min · 1.50%–1.55% by balance
Credit union · Add a location to see nearby branches
1.50%APY$37 over 3 months on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $1,000 and upYour amount 1.50% $20,000 and up 1.50% $100,000 and up 1.55% Rate checked
More details - Chain Bridge Bank, N.A.Certificates Of DepositCD · 3–5 months · $500 min
Bank · Add a location to see nearby branches
1.50%APYRequirements
Product: Time deposit with a fixed interest rate. Early withdrawal penalty may be imposed and may reduce earnings.
Offer: 3 Months (3 - 5 Months). Minimum balance to earn APY: None.
1.49% interest rate · Effective Oct 22, 2026
Rate checked
More details - Blue Ridge BankConsumer Certificates of DepositCD · 3–5 months · $1,000 min
Bank · Add a location to see nearby branches
1.50%APYRequirements
Product: This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Rate subject to change. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
1.49% interest rate · Effective Oct 15, 2026
Rate checked
More details - White Rose Credit UnionShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.50%APY$37 over 3 months on $10,000Requirements
Product: Membership eligibility requires living, working, worshipping, attending school, or owning a business in York or Adams County, PA. Minimum balance to open and maintain is $500. Monthly fee is $0. Early withdrawal penalty is 30 days of dividends for terms of 1 year or less, and 90 days of dividends for terms over 1 year.
Offer: A penalty may be imposed for early withdrawal.
1.49% interest rate · Effective Oct 6, 2026
Rate checked
More details - Ashland Community Federal Credit UnionShare Certificates: RegularCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.50%APY$37 over 3 months on $10,0001.49% interest rate · Effective Sep 25, 2026
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More details - Glacier Hills Credit UnionCertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.50%APY$37 over 3 months on $10,000intro rateRequirements
Product: Membership is open to anyone who lives or works in Calumet, Columbia, Dodge, Fond du Lac, Green Lake, Jefferson, Milwaukee, Ozaukee, Sheboygan, Washington, Waukesha, Waushara, and Winnebago Counties as well as their immediate family members. Minimum balance to open and maintain membership is $5 in savings. Early withdrawal penalty applies before maturity. Accounts automatically renew at maturity.
Offer: Dividends paid out at end of term for certificates of less than one year.
Promotional rate · 1.50% interest rate · Effective Oct 7, 2026
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More details - United Federal Credit UnionShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.50%APY$37 over 3 months on $10,000Requirements
Product: Minimum balance for consumer is $500. Early withdrawal penalty may apply. Pairing with an Ultra Checking account unlocks a 0.10% APY bonus rate.
1.49% interest rate · Effective Oct 1, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,149 CDs at 1,940 banks and credit unions · checked Oct 22–25
- Typical
- 2.01%
- Top 10% from
- 3.75%
- Banks, typical
- 1.90%
- Credit unions, typical
- 2.17%
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