Bank · FDIC insured
Magyar Bank (New Brunswick, NJ) CD Rates
Magyar Bank (New Brunswick, NJ)’s best CD rate is 4.25% APY on a 25-month CD. Terms run from 3 months to 10 years. Rates checked October 22, 2026.
How Magyar Bank (New Brunswick, NJ)’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where Magyar Bank (New Brunswick, NJ) has the most branches. $10,000, best rate first.
This bank’s best
Magyar Bank (New Brunswick, NJ)
4.25%APY
- Term
- 25 months
- Minimum
- $2,500
- Earns on $10,000
- $906
Certificates of Deposit (CDs)
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Magyar Bank (New Brunswick, NJ) CD score
88
CD score
Higher than 85% of U.S. banks and credit unions
- 3–8 months3–8 mo2.00%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo4.00%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Magyar Bank (New Brunswick, NJ) ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.25%APY · 11 terms
Early withdrawals from CDs are subject to penalties: maturities less than 12 months, loss of 3 months interest; 12-35 months, loss of 9 months interest; 36–60 months, loss of 12 months interest; 120 months, loss of 24 months interest.
| Term | APY · $1,000 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 1.50% | — | 1.50% | $37 |
| 6 months | 2.00% | — | 2.00% | $100 |
| 9 monthsNew Money Only | — | 4.00% | 4.00% | $299 |
| 12 months | 2.50% | — | 2.50% | $250 |
| 18 months | — | 2.50% | 2.50% | $377 |
| 24 months | — | 3.00% | 3.00% | $609 |
| 25 monthsNew Money Only | — | 4.25% | 4.25% | $906 |
| 36 months | — | 3.50% | 3.50% | $1,087 |
| 48 months | — | 3.75% | 3.75% | $1,587 |
| 60 months | — | 4.00% | 4.00% | $2,167 |
| 120 months | — | 4.00% | 4.00% | $4,802 |
Special-purpose accounts
Individual Retirement Accounts (IRAs) CD
Up to 4.50%APY · 10 terms
Available as Traditional or Roth IRA CD. At this time, IRA CDs are required to be opened in person. Early withdrawals from IRAs are subject to the following penalties: Maturities of less than 12 months, loss of 3 months interest; 12-35 months, loss of 9 months interest; 36 months & over, loss of 12 months interest.
| Term | APY · $100 and up | APY · $500 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | — | 2.00% | — | 2.00% | $100 |
| 9 monthsNew Money Only | — | 4.00% | — | 4.00% | $299 |
| 9 monthsNew money only. At this time, IRA CDs are required to be opened in person. CD offer also available for IRAs | — | — | 4.00% | 4.00% | $299 |
| 12 months12 Month IRA CD – customers can add funds anytime | 2.50% | — | — | 2.50% | $250 |
| 15 monthsNew Money Only | — | 3.50% | — | 3.50% | $439 |
| 18 months | — | 2.50% | — | 2.50% | $377 |
| 24 months | — | 3.00% | — | 3.00% | $609 |
| 25 monthsNew Money Only | — | 4.50% | — | 4.50% | $960 |
| 25 monthsNew money only. At this time, IRA CDs are required to be opened in person. CD offer also available for IRAs | — | — | 4.50% | 4.50% | $960 |
| 36 months | — | 3.50% | — | 3.50% | $1,087 |
| 48 months | — | 3.75% | — | 3.75% | $1,587 |
| 60 months | — | 4.00% | — | 4.00% | $2,167 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.