Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1156–1170 of 2,149 results
- Johnson BankCertificate of Deposits (CDs)CD · 3 months · $2,000 min
Bank · Add a location to see nearby branches
1.76%APY$44 over 3 months on $10,000Requirements
Product: Contact your relationship banker to open an account. Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal.
Offer: At Maturity; Simple
1.75% interest rate · Effective Oct 22, 2026
Rate checked
More details - First Citizens State BankCertificates of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
1.76%APY$44 over 3 months on $10,000intro rateRequirements
Product: Fixed interest rate for entire term of certificate. Interest does not compound. Renewable and Non-Renewable CDs are available. CD Specials renew at next shortest standard term rate. Subject to penalty for early withdrawal.
Promotional rate · 1.75% interest rate · Effective Oct 22, 2026
Rate checked
More details - 1.76%APY$44 over 3 months on $10,000
Requirements
Product: Minimum balance $500. Dividends compound monthly. Early withdrawal penalties apply (3 months interest for terms < 1 year, 6 months interest for terms >= 1 year). Co-op points can be used to increase rate.
Offer: With 2,500 Co-op Points
1.75% interest rate · Effective Oct 5, 2026
Rate checked
More details - Greater Metro Federal Credit UnionShare CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.76%APY$44 over 3 months on $10,000Requirements
Product: Minimum amount required to purchase a share certificate is $500.00. Dividends are compounded daily and credited monthly. Early withdrawals are subject to penalty which may reduce principal.
Offer: Early withdrawal penalty is 30 days of dividends.
1.75% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Northview Bank91 Day Certificate of DepositCD · 3 months · $1,000 min · 1.76%–2.02% by balance
Bank · Add a location to see nearby branches
1.76%APY$44 over 3 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Daily balance method.
Offer: A penalty may be imposed for early withdrawal.
1.75% interest rate · Effective Apr 17, 2026
Rate by balance
Rate by balance for 91 Day Certificate of Deposit Balance APY $1,000 – $11,000Your amount 1.76% $11,000 – $52,000 2.02% $52,000 – $96,000 2.02% $96,000 and up 2.02% Rate checked
More details - Joplin Metro Credit UnionCertificates of DepositCD · 3 months
Credit union · Add a location to see nearby branches
1.76%APY$44 over 3 months on $10,000Requirements
Product: Early withdrawal penalty applies.
1.75% interest rate · Effective Aug 1, 2026
Rate checked
More details - Lake Ridge BankCertificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
1.76%APY$44 over 3 months on $10,000Requirements
Product: Interest compounded and paid quarterly. Penalty for early withdrawal. $0 monthly maintenance fee. Automatically renewable CDs have a 10-day grace period. Non-renewable CDs do not pay interest after maturity.
1.75% interest rate · Effective Sep 29, 2026
Rate checked
More details - First National Bank of MichiganCertificate of DepositCD · 3 months · $2,500 min · 1.76%–2.17% by balance
Bank · Add a location to see nearby branches
1.76%APY$44 over 3 months on $10,000Requirements
Product: The minimum to open is $2,500. A penalty may be imposed for early withdrawal. APY is based on a $2,500 balance for entire designated CD term.
Offer: 90 Day term.
1.75% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $49,999Your amount 1.76% $50,000 – $99,999 1.97% $100,000 and up 2.17% Rate checked
More details - First Eagle Federal Credit UnionShare CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.76%APY$44 over 3 months on $10,000Requirements
Product: Membership eligibility required. Early withdrawal penalties apply. Single deposit only (no additional deposits permitted after account opening). NCUA insured up to $250,000.
1.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - Tri-Valley BankTime Certificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
1.76%APY$44 over 3 months on $10,000Requirements
Product: Available to individuals, businesses, organizations, and corporations. Early withdrawal penalties may apply. Rates may change without notice and at any time.
Offer: Compounding frequency: At Maturity. Term: 91 Days.
1.75% interest rate · Effective Sep 23, 2026
Rate checked
More details - Perfect Circle Credit UnionShare Certificate of Deposit (CD)CD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
1.76%APY$44 over 3 months on $10,000Requirements
Product: Dividends are paid monthly and calculated from day of deposit to day of withdrawal. Early withdrawal penalty applies: 30 days' dividends for terms of less than one year, and 90 days' dividends for terms of one year or longer. Membership requires purchasing and maintaining at least 1 share ($25.00 par value) in a Regular Share account.
Offer: Dividends paid monthly and calculated from day of deposit to day of withdrawal. Early withdrawal penalty of 30 days' interest.
1.75% interest rate
Rate checked
More details - OU Federal Credit UnionShare Certificate AccountCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
1.76%APY$44 over 3 months on $10,000Requirements
Product: Must maintain a Regular Share Savings account with a minimum balance/par value of $5.00 for membership. Dividends compound and credit monthly. Early withdrawal penalty equal to dividends for half the term. Upon maturity, balance transfers to Regular Share account and certificate closes. Premier Checking account holders may qualify for a certificate rate increase with $50,000+ monthly share balance or $25,000+ loan balance.
1.75% interest rate · Effective Sep 17, 2026
Rate checked
More details - 1.75%APY$43 over 3 months on $10,000
Requirements
Product: Minimum opening deposit is $1,000. Membership with TDECU required. Insured up to $250,000 by NCUA. Penalty for early withdrawal.
Offer: Base Rate for opening deposit $1,000.00 – $49,999.99. Bonus rates available for opening deposits $50,000+ (Base Rate + 0.15%) and $100,000+ (Base Rate + 0.25%).
1.74% interest rate · Balance cap $49,999.99
Rate checked
More details - Quorum Federal Credit UnionCertificate AccountCD · 3 months · $100 min
Credit union · Add a location to see nearby branches
1.75%APY$43 over 3 months on $10,000Requirements
Product: Fixed-rate accounts. Dividends compounded and paid monthly. A penalty will be imposed if funds are withdrawn prior to maturity date. Credit union membership required.
Offer: Single tier. Dividends compounded and paid monthly. Early withdrawal penalty applies.
1.74% interest rate · Effective Oct 19, 2026
Rate checked
More details - Ashland Community Federal Credit UnionShare Certificates: JumboCD · 3 months · $10,000 min
Credit union · Add a location to see nearby branches
1.75%APY$43 over 3 months on $10,0001.74% interest rate · Effective Sep 25, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,149 CDs at 1,940 banks and credit unions · checked Oct 22–25
- Typical
- 2.01%
- Top 10% from
- 3.75%
- Banks, typical
- 1.90%
- Credit unions, typical
- 2.17%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank